Insolvency Statistics in Canada—First Quarter of 2013

Table 5: Insolvencies Filed by Consumers by ER
Province or region Volume % Change 12-Month Period Ending
Q1 2013 Q4 2012 Q1 2012 Q4 2012 to Q1 2013 Q1 2012 to Q1 2013 03-31-2013 03-31-2012 % Change
Newfoundland and Labrador 431 399 429 8.0 0.5 1,752 1,969 -11.0
Bankruptcies 402 373 398 7.8 1.0 1,615 1,847 -12.6
Proposals 29 26 31 11.5 -6.5 137 122 12.3
Avalon Peninsula 213 169 177 26.0 20.3 786 813 -3.3
Bankruptcies 191 151 153 26.5 24.8 704 734 -4.1
Proposals 22 18 24 22.2 -8.3 82 79 3.8
South Coast – Burin Peninsula 34 35 26 -2.9 30.8 148 148 0.0
Bankruptcies 34 34 26 0.0 30.8 141 147 -4.1
Proposals 0 1 0 -100.0 -- 7 1 600.0
West Coast – Northern Peninsula – Labrador 71 92 99 -22.8 -28.3 343 444 -22.7
Bankruptcies 70 90 95 -22.2 -26.3 327 423 -22.7
Proposals 1 2 4 -50.0 -75.0 16 21 -23.8
Notre Dame – Central Bonavista Bay 113 103 127 9.7 -11.0 474 566 -16.3
Bankruptcies 107 98 124 9.2 -13.7 443 544 -18.6
Proposals 6 5 3 20.0 100.0 31 22 40.9
Prince Edward Island 128 170 137 -24.7 -6.6 609 578 5.4
Bankruptcies 100 135 112 -25.9 -10.7 460 470 -2.1
Proposals 28 35 25 -20.0 12.0 149 108 38.0
Nova Scotia 1,017 1,009 1,084 0.8 -6.2 4,215 4,394 -4.1
Bankruptcies 723 724 832 -0.1 -13.1 3,112 3,441 -9.6
Proposals 294 285 252 3.2 16.7 1,103 953 15.7
Cape Breton 145 176 151 -17.6 -4.0 670 761 -12.0
Bankruptcies 87 109 105 -20.2 -17.1 442 554 -20.2
Proposals 58 67 46 -13.4 26.1 228 207 10.1
North Shore 187 194 193 -3.6 -3.1 740 745 -0.7
Bankruptcies 121 141 145 -14.2 -16.6 538 562 -4.3
Proposals 66 53 48 24.5 37.5 202 183 10.4
Annapolis Valley 149 138 161 8.0 -7.5 612 636 -3.8
Bankruptcies 121 111 128 9.0 -5.5 507 536 -5.4
Proposals 28 27 33 3.7 -15.2 105 100 5.0
Southern 121 135 138 -10.4 -12.3 528 564 -6.4
Bankruptcies 79 100 101 -21.0 -21.8 378 450 -16.0
Proposals 42 35 37 20.0 13.5 150 114 31.6
Halifax 416 366 442 13.7 -5.9 1,664 1,689 -1.5
Bankruptcies 316 263 354 20.2 -10.7 1,247 1,339 -6.9
Proposals 100 103 88 -2.9 13.6 417 350 19.1
New Brunswick 891 866 998 2.9 -10.7 3,736 3,725 0.3
Bankruptcies 657 645 752 1.9 -12.6 2,811 2,963 -5.1
Proposals 234 221 246 5.9 -4.9 925 762 21.4
Campbellton – Miramichi 151 162 205 -6.8 -26.3 637 740 -13.9
Bankruptcies 112 113 169 -0.9 -33.7 476 630 -24.4
Proposals 39 49 36 -20.4 8.3 161 110 46.4
Moncton – Richibucto 267 270 244 -1.1 9.4 1,129 1,042 8.3
Bankruptcies 198 206 171 -3.9 15.8 848 820 3.4
Proposals 69 64 73 7.8 -5.5 281 222 26.6
Saint John – St. Stephen 226 209 263 8.1 -14.1 926 947 -2.2
Bankruptcies 159 156 190 1.9 -16.3 687 733 -6.3
Proposals 67 53 73 26.4 -8.2 239 214 11.7
Fredericton – Oromocto 161 149 172 8.1 -6.4 661 576 14.8
Bankruptcies 123 111 125 10.8 -1.6 481 429 12.1
Proposals 38 38 47 0.0 -19.1 180 147 22.4
Edmundston – Woodstock 87 76 114 14.5 -23.7 384 420 -8.6
Bankruptcies 65 59 97 10.2 -33.0 319 351 -9.1
Proposals 22 17 17 29.4 29.4 65 69 -5.8
Quebec 9,770 9,081 9,326 7.6 4.8 36,369 35,726 1.8
Bankruptcies 6,134 6,002 6,343 2.2 -3.3 24,190 25,323 -4.5
Proposals 3,636 3,079 2,983 18.1 21.9 12,179 10,403 17.1
Gaspésie – Îles-de-la-Madeleine 127 88 98 44.3 29.6 367 374 -1.9
Bankruptcies 84 58 63 44.8 33.3 251 268 -6.3
Proposals 43 30 35 43.3 22.9 116 106 9.4
Bas-Saint-Laurent 212 194 186 9.3 14.0 716 671 6.7
Bankruptcies 148 130 138 13.8 7.2 531 483 9.9
Proposals 64 64 48 0.0 33.3 185 188 -1.6
Capitale-Nationale 620 603 590 2.8 5.1 2,349 2,276 3.2
Bankruptcies 423 463 459 -8.6 -7.8 1,744 1,758 -0.8
Proposals 197 140 131 40.7 50.4 605 518 16.8
Chaudière – Appalaches 290 300 318 -3.3 -8.8 1,148 1,196 -4.0
Bankruptcies 189 217 223 -12.9 -15.2 801 861 -7.0
Proposals 101 83 95 21.7 6.3 347 335 3.6
Estrie 374 341 332 9.7 12.7 1,355 1,281 5.8
Bankruptcies 274 262 235 4.6 16.6 1,008 995 1.3
Proposals 100 79 97 26.6 3.1 347 286 21.3
Centre-du-Québec 257 227 238 13.2 8.0 923 980 -5.8
Bankruptcies 166 161 160 3.1 3.8 671 739 -9.2
Proposals 91 66 78 37.9 16.7 252 241 4.6
Montérégie 1,910 1,838 1,749 3.9 9.2 7,167 6,678 7.3
Bankruptcies 1,200 1,197 1,170 0.3 2.6 4,636 4,639 -0.1
Proposals 710 641 579 10.8 22.6 2,531 2,039 24.1
Montréal 2,239 2,012 2,235 11.3 0.2 8,524 8,921 -4.5
Bankruptcies 1,438 1,379 1,601 4.3 -10.2 5,849 6,483 -9.8
Proposals 801 633 634 26.5 26.3 2,675 2,438 9.7
Laval 534 531 514 0.6 3.9 2,049 1,903 7.7
Bankruptcies 344 320 325 7.5 5.8 1,298 1,311 -1.0
Proposals 190 211 189 -10.0 0.5 751 592 26.9
Lanaudière 801 705 755 13.6 6.1 2,961 2,769 6.9
Bankruptcies 417 398 443 4.8 -5.9 1,716 1,735 -1.1
Proposals 384 307 312 25.1 23.1 1,245 1,034 20.4
Laurentides 991 952 955 4.1 3.8 3,715 3,693 0.6
Bankruptcies 547 543 597 0.7 -8.4 2,202 2,438 -9.7
Proposals 444 409 358 8.6 24.0 1,513 1,255 20.6
Outaouais 640 556 603 15.1 6.1 2,267 2,146 5.6
Bankruptcies 383 349 385 9.7 -0.5 1,432 1,476 -3.0
Proposals 257 207 218 24.2 17.9 835 670 24.6
Abitibi – Témiscamingue 111 127 106 -12.6 4.7 460 452 1.8
Bankruptcies 72 92 71 -21.7 1.4 323 311 3.9
Proposals 39 35 35 11.4 11.4 137 141 -2.8
Mauricie 311 303 299 2.6 4.0 1,160 1,133 2.4
Bankruptcies 228 231 238 -1.3 -4.2 893 906 -1.4
Proposals 83 72 61 15.3 36.1 267 227 17.6
Saguenay – Lac-Saint-Jean 288 226 274 27.4 5.1 934 996 -6.2
Bankruptcies 175 150 179 16.7 -2.2 632 714 -11.5
Proposals 113 76 95 48.7 18.9 302 282 7.1
Côte-Nord 55 60 60 -8.3 -8.3 230 209 10.0
Bankruptcies 38 40 44 -5.0 -13.6 169 168 0.6
Proposals 17 20 16 -15.0 6.3 61 41 48.8
Nord-du-Québec 9 14 14 -35.7 -35.7 44 45 -2.2
Bankruptcies 7 9 10 -22.2 -30.0 34 37 -8.1
Proposals 2 5 4 -60.0 -50.0 10 8 25.0
Ontario 10,734 11,432 11,969 -6.1 -10.3 46,146 49,706 -7.2
Bankruptcies 5,054 5,696 5,659 -11.3 -10.7 22,631 24,960 -9.3
Proposals 5,680 5,736 6,310 -1.0 -10.0 23,515 24,746 -5.0
Ottawa 959 928 901 3.3 6.4 3,888 3,854 0.9
Bankruptcies 572 534 546 7.1 4.8 2,308 2,403 -4.0
Proposals 387 394 355 -1.8 9.0 1,580 1,451 8.9
Kingston – Pembroke 415 417 410 -0.5 1.2 1,730 1,795 -3.6
Bankruptcies 243 256 261 -5.1 -6.9 1,054 1,205 -12.5
Proposals 172 161 149 6.8 15.4 676 590 14.6
Muskoka – Kawarthas 335 360 387 -6.9 -13.4 1,494 1,436 4.0
Bankruptcies 158 216 184 -26.9 -14.1 780 755 3.3
Proposals 177 144 203 22.9 -12.8 714 681 4.8
Toronto 4,430 4,821 5,151 -8.1 -14.0 19,304 21,395 -9.8
Bankruptcies 1,608 1,949 1,947 -17.5 -17.4 7,611 8,611 -11.6
Proposals 2,822 2,872 3,204 -1.7 -11.9 11,693 12,784 -8.5
Kitchener – Waterloo – Barrie 1,094 1,161 1,216 -5.8 -10.0 4,687 4,967 -5.6
Bankruptcies 542 615 554 -11.9 -2.2 2,408 2,501 -3.7
Proposals 552 546 662 1.1 -16.6 2,279 2,466 -7.6
Hamilton – Niagara Peninsula 1,365 1,402 1,505 -2.6 -9.3 5,773 6,075 -5.0
Bankruptcies 612 704 724 -13.1 -15.5 2,769 3,025 -8.5
Proposals 753 698 781 7.9 -3.6 3,004 3,050 -1.5
London 652 779 729 -16.3 -10.6 3,002 3,364 -10.8
Bankruptcies 381 454 420 -16.1 -9.3 1,728 2,016 -14.3
Proposals 271 325 309 -16.6 -12.3 1,274 1,348 -5.5
Windsor – Sarnia 597 652 692 -8.4 -13.7 2,577 2,862 -10.0
Bankruptcies 378 391 432 -3.3 -12.5 1,638 1,825 -10.2
Proposals 219 261 260 -16.1 -15.8 939 1,037 -9.5
Stratford – Bruce Peninsula 213 216 215 -1.4 -0.9 857 911 -5.9
Bankruptcies 129 135 143 -4.4 -9.8 545 607 -10.2
Proposals 84 81 72 3.7 16.7 312 304 2.6
Northeast 554 560 595 -1.1 -6.9 2,285 2,432 -6.0
Bankruptcies 347 336 333 3.3 4.2 1,405 1,555 -9.6
Proposals 207 224 262 -7.6 -21.0 880 877 0.3
Northwest 121 136 166 -11.0 -27.1 551 614 -10.3
Bankruptcies 83 107 114 -22.4 -27.2 386 456 -15.4
Proposals 38 29 52 31.0 -26.9 165 158 4.4
Manitoba 399 454 462 -12.1 -13.6 1,814 2,038 -11.0
Bankruptcies 259 312 305 -17.0 -15.1 1,230 1,413 -13.0
Proposals 140 142 157 -1.4 -10.8 584 625 -6.6
Southeast 36 35 28 2.9 28.6 137 120 14.2
Bankruptcies 26 30 21 -13.3 23.8 96 97 -1.0
Proposals 10 5 7 100.0 42.9 41 23 78.3
South Central 15 9 15 66.7 0.0 69 75 -8.0
Bankruptcies 12 7 11 71.4 9.1 56 53 5.7
Proposals 3 2 4 50.0 -25.0 13 22 -40.9
Southwest 45 51 52 -11.8 -13.5 184 246 -25.2
Bankruptcies 22 34 32 -35.3 -31.3 112 154 -27.3
Proposals 23 17 20 35.3 15.0 72 92 -21.7
North Central 11 9 14 22.2 -21.4 45 49 -8.2
Bankruptcies 8 7 9 14.3 -11.1 31 33 -6.1
Proposals 3 2 5 50.0 -40.0 14 16 -12.5
Winnipeg 251 292 300 -14.0 -16.3 1,165 1,291 -9.8
Bankruptcies 170 194 201 -12.4 -15.4 798 902 -11.5
Proposals 81 98 99 -17.3 -18.2 367 389 -5.7
Interlake 14 23 22 -39.1 -36.4 89 106 -16.0
Bankruptcies 6 15 14 -60.0 -57.1 61 81 -24.7
Proposals 8 8 8 0.0 0.0 28 25 12.0
Parklands 12 16 8 -25.0 50.0 59 71 -16.9
Bankruptcies 6 14 3 -57.1 100.0 33 39 -15.4
Proposals 6 2 5 200.0 20.0 26 32 -18.8
North 13 18 22 -27.8 -40.9 66 79 -16.5
Bankruptcies 8 10 15 -20.0 -46.7 42 54 -22.2
Proposals 5 8 7 -37.5 -28.6 24 25 -4.0
Saskatchewan 386 364 483 6.0 -20.1 1,634 1,987 -17.8
Bankruptcies 243 210 265 15.7 -8.3 979 1,193 -17.9
Proposals 143 154 218 -7.1 -34.4 655 794 -17.5
Regina – Moose Mountain 98 93 120 5.4 -18.3 420 518 -18.9
Bankruptcies 55 48 50 14.6 10.0 218 248 -12.1
Proposals 43 45 70 -4.4 -38.6 202 270 -25.2
Swift Current – Moose Jaw 44 46 47 -4.3 -6.4 178 188 -5.3
Bankruptcies 25 33 26 -24.2 -3.8 114 119 -4.2
Proposals 19 13 21 46.2 -9.5 64 69 -7.2
Saskatoon – Biggar 127 107 167 18.7 -24.0 539 663 -18.7
Bankruptcies 82 60 99 36.7 -17.2 337 426 -20.9
Proposals 45 47 68 -4.3 -33.8 202 237 -14.8
Yorkton – Melville 27 21 37 28.6 -27.0 120 160 -25.0
Bankruptcies 19 14 21 35.7 -9.5 77 110 -30.0
Proposals 8 7 16 14.3 -50.0 43 50 -14.0
Prince Albert 81 90 98 -10.0 -17.3 343 419 -18.1
Bankruptcies 55 52 63 5.8 -12.7 209 271 -22.9
Proposals 26 38 35 -31.6 -25.7 134 148 -9.5
Northern 8 6 14 33.3 -42.9 35 39 -10.3
Bankruptcies 6 3 6 100.0 0.0 26 19 36.8
Proposals 2 3 8 -33.3 -75.0 9 20 -55.0
Alberta 2,183 2,145 2,477 1.8 -11.9 8,908 9,910 -10.1
Bankruptcies 1,287 1,255 1,618 2.5 -20.5 5,428 6,753 -19.6
Proposals 896 890 859 0.7 4.3 3,480 3,157 10.2
Lethbridge – Medicine Hat 199 196 192 1.5 3.6 772 866 -10.9
Bankruptcies 143 120 134 19.2 6.7 507 625 -18.9
Proposals 56 76 58 -26.3 -3.4 265 241 10.0
Camrose – Drumheller 81 78 116 3.8 -30.2 379 439 -13.7
Bankruptcies 51 45 85 13.3 -40.0 249 315 -21.0
Proposals 30 33 31 -9.1 -3.2 130 124 4.8
Calgary 846 873 998 -3.1 -15.2 3,522 3,837 -8.2
Bankruptcies 508 547 691 -7.1 -26.5 2,238 2,722 -17.8
Proposals 338 326 307 3.7 10.1 1,284 1,115 15.2
Banff – Jasper – Rocky Mountain House 65 39 60 66.7 8.3 184 237 -22.4
Bankruptcies 45 22 43 104.5 4.7 120 185 -35.1
Proposals 20 17 17 17.6 17.6 64 52 23.1
Red Deer 141 127 124 11.0 13.7 496 496 0.0
Bankruptcies 72 56 82 28.6 -12.2 260 332 -21.7
Proposals 69 71 42 -2.8 64.3 236 164 43.9
Edmonton 708 685 771 3.4 -8.2 2,903 3,240 -10.4
Bankruptcies 381 372 441 2.4 -13.6 1,634 2,022 -19.2
Proposals 327 313 330 4.5 -0.9 1,269 1,218 4.2
Athabasca – Grande Prairie – Peace River 104 107 155 -2.8 -32.9 481 596 -19.3
Bankruptcies 67 72 103 -6.9 -35.0 330 423 -22.0
Proposals 37 35 52 5.7 -28.8 151 173 -12.7
Wood Buffalo – Cold Lake 40 40 60 0.0 -33.3 171 198 -13.6
Bankruptcies 21 21 38 0.0 -44.7 90 127 -29.1
Proposals 19 19 22 0.0 -13.6 81 71 14.1
British Columbia 2,833 2,706 3,024 4.7 -6.3 11,505 11,688 -1.6
Bankruptcies 1,768 1,744 1,937 1.4 -8.7 7,393 7,773 -4.9
Proposals 1,065 962 1,087 10.7 -2.0 4,112 3,915 5.0
Vancouver Island and Coast 646 576 614 12.2 5.2 2,465 2,416 2.0
Bankruptcies 429 377 418 13.8 2.6 1,627 1,699 -4.2
Proposals 217 199 196 9.0 10.7 838 717 16.9
Lower Mainland – Southwest 1,487 1,460 1,704 1.8 -12.7 6,125 6,416 -4.5
Bankruptcies 896 908 1,055 -1.3 -15.1 3,832 4,171 -8.1
Proposals 591 552 649 7.1 -8.9 2,293 2,245 2.1
Thompson – Okanagan 418 389 407 7.5 2.7 1,764 1,697 3.9
Bankruptcies 261 249 262 4.8 -0.4 1,118 1,089 2.7
Proposals 157 140 145 12.1 8.3 646 608 6.3
Kootenay 91 101 99 -9.9 -8.1 393 365 7.7
Bankruptcies 62 80 73 -22.5 -15.1 280 249 12.4
Proposals 29 21 26 38.1 11.5 113 116 -2.6
Cariboo 139 115 127 20.9 9.4 503 507 -0.8
Bankruptcies 85 75 78 13.3 9.0 343 349 -1.7
Proposals 54 40 49 35.0 10.2 160 158 1.3
North Coast 15 23 26 -34.8 -42.3 84 99 -15.2
Bankruptcies 12 18 17 -33.3 -29.4 64 72 -11.1
Proposals 3 5 9 -40.0 -66.7 20 27 -25.9
Nechako 15 13 15 15.4 0.0 54 67 -19.4
Bankruptcies 8 11 9 -27.3 -11.1 37 47 -21.3
Proposals 7 2 6 250.0 16.7 17 20 -15.0
Northeast 21 27 30 -22.2 -30.0 115 119 -3.4
Bankruptcies 15 25 24 -40.0 -37.5 91 96 -5.2
Proposals 6 2 6 200.0 0.0 24 23 4.3
Northwest Territories 9 18 18 -50.0 -50.0 44 50 -12.0
Bankruptcies 5 11 10 -54.5 -50.0 24 35 -31.4
Proposals 4 7 8 -42.9 -50.0 20 15 33.3
Yukon 5 15 5 -66.7 0.0 37 31 19.4
Bankruptcies 2 10 4 -80.0 -50.0 21 27 -22.2
Proposals 3 5 1 -40.0 200.0 16 4 300.0
Nunavut 1 1 1 0.0 0.0 3 6 -50.0
Bankruptcies 1 0 0 -- -- 1 4 -75.0
Proposals 0 1 1 -100.0 -100.0 2 2 0.0
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