Insolvency Statistics in Canada—Second Quarter of 2013

Table 5: Insolvencies Filed by Consumers by ER
Province or region Volume % Change 12-Month Period Ending
Q2 2013 Q1 2013 Q2 2012 Q1 2013 to Q2 2013 Q2 2012 to Q2 2013 06-30-2013 06-30-2012 % Change
Newfoundland and Labrador 473 431 502 9.7 -5.8 1,723 1,905 -9.6
Bankruptcies 432 402 450 7.5 -4.0 1,597 1,764 -9.5
Proposals 41 29 52 41.4 -21.2 126 141 -10.6
Avalon Peninsula 231 213 237 8.5 -2.5 780 822 -5.1
Bankruptcies 207 191 207 8.4 0.0 704 731 -3.7
Proposals 24 22 30 9.1 -20.0 76 91 -16.5
South Coast – Burin Peninsula 35 34 34 2.9 2.9 149 133 12.0
Bankruptcies 35 34 34 2.9 2.9 142 132 7.6
Proposals 0 0 0 -- -- 7 1 600.0
West Coast – Northern Peninsula – Labrador 90 71 88 26.8 2.3 346 407 -15.0
Bankruptcies 78 70 78 11.4 0.0 327 384 -14.8
Proposals 12 1 10 1,100.0 20.0 19 23 -17.4
Notre Dame – Central Bonavista Bay 117 113 143 3.5 -18.2 449 543 -17.3
Bankruptcies 112 107 130 4.7 -13.8 425 517 -17.8
Proposals 5 6 13 -16.7 -61.5 24 26 -7.7
Prince Edward Island 145 128 163 13.3 -11.0 591 583 1.4
Bankruptcies 110 100 114 10.0 -3.5 456 445 2.5
Proposals 35 28 49 25.0 -28.6 135 138 -2.2
Nova Scotia 1,275 1,017 1,179 25.4 8.1 4,311 4,427 -2.6
Bankruptcies 911 723 918 26.0 -0.8 3,105 3,412 -9.0
Proposals 364 294 261 23.8 39.5 1,206 1,015 18.8
Cape Breton 194 145 182 33.8 6.6 682 734 -7.1
Bankruptcies 122 87 129 40.2 -5.4 435 514 -15.4
Proposals 72 58 53 24.1 35.8 247 220 12.3
North Shore 257 187 198 37.4 29.8 799 741 7.8
Bankruptcies 169 121 152 39.7 11.2 555 561 -1.1
Proposals 88 66 46 33.3 91.3 244 180 35.6
Annapolis Valley 198 149 170 32.9 16.5 641 652 -1.7
Bankruptcies 155 121 147 28.1 5.4 515 552 -6.7
Proposals 43 28 23 53.6 87.0 126 100 26.0
Southern 158 121 152 30.6 3.9 535 565 -5.3
Bankruptcies 121 79 114 53.2 6.1 385 437 -11.9
Proposals 37 42 38 -11.9 -2.6 150 128 17.2
Halifax 467 416 477 12.3 -2.1 1,653 1,735 -4.7
Bankruptcies 343 316 376 8.5 -8.8 1,214 1,348 -9.9
Proposals 124 100 101 24.0 22.8 439 387 13.4
New Brunswick 1,017 891 1,015 14.1 0.2 3,738 3,783 -1.2
Bankruptcies 759 657 800 15.5 -5.1 2,770 2,949 -6.1
Proposals 258 234 215 10.3 20.0 968 834 16.1
Campbellton – Miramichi 202 151 150 33.8 34.7 689 695 -0.9
Bankruptcies 156 112 117 39.3 33.3 515 571 -9.8
Proposals 46 39 33 17.9 39.4 174 124 40.3
Moncton – Richibucto 295 267 297 10.5 -0.7 1,127 1,061 6.2
Bankruptcies 207 198 229 4.5 -9.6 826 808 2.2
Proposals 88 69 68 27.5 29.4 301 253 19.0
Saint John – St. Stephen 230 226 254 1.8 -9.4 902 977 -7.7
Bankruptcies 175 159 199 10.1 -12.1 663 749 -11.5
Proposals 55 67 55 -17.9 0.0 239 228 4.8
Fredericton – Oromocto 161 161 198 0.0 -18.7 624 628 -0.6
Bankruptcies 112 123 149 -8.9 -24.8 444 467 -4.9
Proposals 49 38 49 28.9 0.0 180 161 11.8
Edmundston – Woodstock 129 87 116 48.3 11.2 397 422 -5.9
Bankruptcies 109 65 106 67.7 2.8 322 354 -9.0
Proposals 20 22 10 -9.1 100.0 75 68 10.3
Quebec 10,543 9,770 9,161 7.9 15.1 37,751 35,671 5.8
Bankruptcies 6,768 6,134 6,328 10.3 7.0 24,630 24,948 -1.3
Proposals 3,775 3,636 2,833 3.8 33.3 13,121 10,723 22.4
Gaspésie – Îles-de-la-Madeleine 89 127 74 -29.9 20.3 382 340 12.4
Bankruptcies 56 84 49 -33.3 14.3 258 241 7.1
Proposals 33 43 25 -23.3 32.0 124 99 25.3
Bas-Saint-Laurent 176 212 168 -17.0 4.8 723 660 9.5
Bankruptcies 119 148 134 -19.6 -11.2 516 499 3.4
Proposals 57 64 34 -10.9 67.6 207 161 28.6
Capitale-Nationale 652 620 596 5.2 9.4 2,405 2,256 6.6
Bankruptcies 476 423 457 12.5 4.2 1,762 1,746 0.9
Proposals 176 197 139 -10.7 26.6 643 510 26.1
Chaudière – Appalaches 391 290 306 34.8 27.8 1,233 1,186 4.0
Bankruptcies 281 189 205 48.7 37.1 877 830 5.7
Proposals 110 101 101 8.9 8.9 356 356 0.0
Estrie 349 374 305 -6.7 14.4 1,399 1,224 14.3
Bankruptcies 250 274 233 -8.8 7.3 1,025 933 9.9
Proposals 99 100 72 -1.0 37.5 374 291 28.5
Centre-du-Québec 317 257 228 23.3 39.0 1,012 970 4.3
Bankruptcies 204 166 178 22.9 14.6 697 731 -4.7
Proposals 113 91 50 24.2 126.0 315 239 31.8
Montérégie 2,105 1,910 1,813 10.2 16.1 7,459 6,834 9.1
Bankruptcies 1,279 1,200 1,225 6.6 4.4 4,690 4,705 -0.3
Proposals 826 710 588 16.3 40.5 2,769 2,129 30.1
Montréal 2,376 2,239 2,238 6.1 6.2 8,663 8,761 -1.1
Bankruptcies 1,641 1,438 1,596 14.1 2.8 5,894 6,311 -6.6
Proposals 735 801 642 -8.2 14.5 2,769 2,450 13.0
Laval 554 534 551 3.7 0.5 2,052 1,968 4.3
Bankruptcies 329 344 368 -4.4 -10.6 1,260 1,323 -4.8
Proposals 225 190 183 18.4 23.0 792 645 22.8
Lanaudière 918 801 712 14.6 28.9 3,166 2,779 13.9
Bankruptcies 491 417 441 17.7 11.3 1,766 1,706 3.5
Proposals 427 384 271 11.2 57.6 1,400 1,073 30.5
Laurentides 1,114 991 925 12.4 20.4 3,904 3,691 5.8
Bankruptcies 647 547 575 18.3 12.5 2,274 2,377 -4.3
Proposals 467 444 350 5.2 33.4 1,630 1,314 24.0
Outaouais 667 640 559 4.2 19.3 2,373 2,174 9.2
Bankruptcies 423 383 353 10.4 19.8 1,501 1,443 4.0
Proposals 244 257 206 -5.1 18.4 872 731 19.3
Abitibi – Témiscamingue 137 111 124 23.4 10.5 474 461 2.8
Bankruptcies 85 72 88 18.1 -3.4 321 315 1.9
Proposals 52 39 36 33.3 44.4 153 146 4.8
Mauricie 336 311 267 8.0 25.8 1,228 1,127 9.0
Bankruptcies 249 228 207 9.2 20.3 934 890 4.9
Proposals 87 83 60 4.8 45.0 294 237 24.1
Saguenay – Lac-Saint-Jean 280 288 233 -2.8 20.2 981 994 -1.3
Bankruptcies 191 175 168 9.1 13.7 655 701 -6.6
Proposals 89 113 65 -21.2 36.9 326 293 11.3
Côte-Nord 75 55 49 36.4 53.1 255 203 25.6
Bankruptcies 44 38 42 15.8 4.8 171 165 3.6
Proposals 31 17 7 82.4 342.9 84 38 121.1
Nord-du-Québec 8 9 10 -11.1 -20.0 43 43 0.0
Bankruptcies 4 7 8 -42.9 -50.0 30 33 -9.1
Proposals 4 2 2 100.0 100.0 13 10 30.0
Ontario 11,988 10,734 12,731 11.7 -5.8 45,403 49,117 -7.6
Bankruptcies 6,024 5,054 6,275 19.2 -4.0 22,380 24,396 -8.3
Proposals 5,964 5,680 6,456 5.0 -7.6 23,023 24,721 -6.9
Ottawa 985 959 1,084 2.7 -9.1 3,789 3,911 -3.1
Bankruptcies 586 572 663 2.4 -11.6 2,230 2,425 -8.0
Proposals 399 387 421 3.1 -5.2 1,559 1,486 4.9
Kingston – Pembroke 515 415 458 24.1 12.4 1,785 1,802 -0.9
Bankruptcies 280 243 282 15.2 -0.7 1,051 1,186 -11.4
Proposals 235 172 176 36.6 33.5 734 616 19.2
Muskoka – Kawarthas 377 335 404 12.5 -6.7 1,467 1,504 -2.5
Bankruptcies 211 158 211 33.5 0.0 779 789 -1.3
Proposals 166 177 193 -6.2 -14.0 688 715 -3.8
Toronto 5,070 4,430 5,350 14.4 -5.2 19,024 20,989 -9.4
Bankruptcies 2,139 1,608 2,127 33.0 0.6 7,623 8,366 -8.9
Proposals 2,931 2,822 3,223 3.9 -9.1 11,401 12,623 -9.7
Kitchener – Waterloo – Barrie 1,187 1,094 1,307 8.5 -9.2 4,568 4,929 -7.3
Bankruptcies 644 542 688 18.8 -6.4 2,364 2,482 -4.8
Proposals 543 552 619 -1.6 -12.3 2,204 2,447 -9.9
Hamilton – Niagara Peninsula 1,422 1,365 1,661 4.2 -14.4 5,534 6,079 -9.0
Bankruptcies 681 612 809 11.3 -15.8 2,641 3,012 -12.3
Proposals 741 753 852 -1.6 -13.0 2,893 3,067 -5.7
London 790 652 819 21.2 -3.5 2,973 3,304 -10.0
Bankruptcies 456 381 430 19.7 6.0 1,755 1,906 -7.9
Proposals 334 271 389 23.2 -14.1 1,218 1,398 -12.9
Windsor – Sarnia 679 597 691 13.7 -1.7 2,564 2,748 -6.7
Bankruptcies 424 378 448 12.2 -5.4 1,614 1,749 -7.7
Proposals 255 219 243 16.4 4.9 950 999 -4.9
Stratford – Bruce Peninsula 207 213 233 -2.8 -11.2 830 905 -8.3
Bankruptcies 124 129 155 -3.9 -20.0 514 592 -13.2
Proposals 83 84 78 -1.2 6.4 316 313 1.0
Northeast 620 554 571 11.9 8.6 2,334 2,346 -0.5
Bankruptcies 384 347 351 10.7 9.4 1,438 1,447 -0.6
Proposals 236 207 220 14.0 7.3 896 899 -0.3
Northwest 137 121 154 13.2 -11.0 534 599 -10.9
Bankruptcies 95 83 111 14.5 -14.4 370 441 -16.1
Proposals 42 38 43 10.5 -2.3 164 158 3.8
Manitoba 502 399 505 25.8 -0.6 1,811 1,990 -9.0
Bankruptcies 330 259 337 27.4 -2.1 1,223 1,350 -9.4
Proposals 172 140 168 22.9 2.4 588 640 -8.1
Southeast 32 36 30 -11.1 6.7 138 101 36.6
Bankruptcies 19 26 19 -26.9 0.0 96 78 23.1
Proposals 13 10 11 30.0 18.2 42 23 82.6
South Central 10 15 29 -33.3 -65.5 50 82 -39.0
Bankruptcies 6 12 23 -50.0 -73.9 39 58 -32.8
Proposals 4 3 6 33.3 -33.3 11 24 -54.2
Southwest 56 45 48 24.4 16.7 193 237 -18.6
Bankruptcies 34 22 32 54.5 6.3 114 148 -23.0
Proposals 22 23 16 -4.3 37.5 79 89 -11.2
North Central 20 11 13 81.8 53.8 52 54 -3.7
Bankruptcies 13 8 7 62.5 85.7 37 33 12.1
Proposals 7 3 6 133.3 16.7 15 21 -28.6
Winnipeg 327 251 329 30.3 -0.6 1,163 1,275 -8.8
Bankruptcies 218 170 225 28.2 -3.1 791 878 -9.9
Proposals 109 81 104 34.6 4.8 372 397 -6.3
Interlake 33 14 29 135.7 13.8 93 108 -13.9
Bankruptcies 23 6 21 283.3 9.5 63 79 -20.3
Proposals 10 8 8 25.0 25.0 30 29 3.4
Parklands 8 12 12 -33.3 -33.3 55 60 -8.3
Bankruptcies 6 6 3 0.0 100.0 36 32 12.5
Proposals 2 6 9 -66.7 -77.8 19 28 -32.1
North 14 13 12 7.7 16.7 68 73 -6.8
Bankruptcies 10 8 6 25.0 66.7 46 44 4.5
Proposals 4 5 6 -20.0 -33.3 22 29 -24.1
Saskatchewan 447 386 452 15.8 -1.1 1,629 1,887 -13.7
Bankruptcies 260 243 264 7.0 -1.5 975 1,118 -12.8
Proposals 187 143 188 30.8 -0.5 654 769 -15.0
Regina – Moose Mountain 132 98 122 34.7 8.2 429 502 -14.5
Bankruptcies 66 55 57 20.0 15.8 226 236 -4.2
Proposals 66 43 65 53.5 1.5 203 266 -23.7
Swift Current – Moose Jaw 51 44 48 15.9 6.3 181 168 7.7
Bankruptcies 35 25 27 40.0 29.6 122 102 19.6
Proposals 16 19 21 -15.8 -23.8 59 66 -10.6
Saskatoon – Biggar 148 127 140 16.5 5.7 547 629 -13.0
Bankruptcies 84 82 87 2.4 -3.4 334 405 -17.5
Proposals 64 45 53 42.2 20.8 213 224 -4.9
Yorkton – Melville 36 27 48 33.3 -25.0 108 167 -35.3
Bankruptcies 25 19 31 31.6 -19.4 70 110 -36.4
Proposals 11 8 17 37.5 -35.3 38 57 -33.3
Prince Albert 74 81 82 -8.6 -9.8 335 373 -10.2
Bankruptcies 48 55 51 -12.7 -5.9 206 236 -12.7
Proposals 26 26 31 0.0 -16.1 129 137 -5.8
Northern 6 8 13 -25.0 -53.8 27 48 -43.8
Bankruptcies 2 6 11 -66.7 -81.8 16 29 -44.8
Proposals 4 2 2 100.0 100.0 11 19 -42.1
Alberta 2,235 2,183 2,394 2.4 -6.6 8,749 9,641 -9.3
Bankruptcies 1,273 1,287 1,522 -1.1 -16.4 5,179 6,369 -18.7
Proposals 962 896 872 7.4 10.3 3,570 3,272 9.1
Lethbridge – Medicine Hat 196 199 211 -1.5 -7.1 756 849 -11.0
Bankruptcies 109 143 141 -23.8 -22.7 475 598 -20.6
Proposals 87 56 70 55.4 24.3 281 251 12.0
Camrose – Drumheller 91 81 108 12.3 -15.7 362 441 -17.9
Bankruptcies 62 51 75 21.6 -17.3 236 309 -23.6
Proposals 29 30 33 -3.3 -12.1 126 132 -4.5
Calgary 846 846 956 0.0 -11.5 3,411 3,811 -10.5
Bankruptcies 500 508 641 -1.6 -22.0 2,096 2,610 -19.7
Proposals 346 338 315 2.4 9.8 1,315 1,201 9.5
Banff – Jasper – Rocky Mountain House 37 65 36 -43.1 2.8 185 217 -14.7
Bankruptcies 25 45 21 -44.4 19.0 124 164 -24.4
Proposals 12 20 15 -40.0 -20.0 61 53 15.1
Red Deer 139 141 117 -1.4 18.8 518 463 11.9
Bankruptcies 74 72 67 2.8 10.4 267 299 -10.7
Proposals 65 69 50 -5.8 30.0 251 164 53.0
Edmonton 761 708 766 7.5 -0.7 2,897 3,085 -6.1
Bankruptcies 391 381 452 2.6 -13.5 1,573 1,879 -16.3
Proposals 370 327 314 13.1 17.8 1,324 1,206 9.8
Athabasca – Grande Prairie – Peace River 122 104 145 17.3 -15.9 458 572 -19.9
Bankruptcies 90 67 96 34.3 -6.3 324 389 -16.7
Proposals 32 37 49 -13.5 -34.7 134 183 -26.8
Wood Buffalo – Cold Lake 43 40 53 7.5 -18.9 161 202 -20.3
Bankruptcies 22 21 28 4.8 -21.4 84 120 -30.0
Proposals 21 19 25 10.5 -16.0 77 82 -6.1
British Columbia 3,226 2,833 3,160 13.9 2.1 11,571 11,909 -2.8
Bankruptcies 1,932 1,768 2,070 9.3 -6.7 7,255 7,786 -6.8
Proposals 1,294 1,065 1,090 21.5 18.7 4,316 4,123 4.7
Vancouver Island and Coast 641 646 658 -0.8 -2.6 2,449 2,415 1.4
Bankruptcies 402 429 439 -6.3 -8.4 1,591 1,663 -4.3
Proposals 239 217 219 10.1 9.1 858 752 14.1
Lower Mainland – Southwest 1,864 1,487 1,667 25.4 11.8 6,322 6,573 -3.8
Bankruptcies 1,098 896 1,065 22.5 3.1 3,865 4,187 -7.7
Proposals 766 591 602 29.6 27.2 2,457 2,386 3.0
Thompson – Okanagan 448 418 512 7.2 -12.5 1,700 1,769 -3.9
Bankruptcies 251 261 328 -3.8 -23.5 1,041 1,124 -7.4
Proposals 197 157 184 25.5 7.1 659 645 2.2
Kootenay 113 91 101 24.2 11.9 405 357 13.4
Bankruptcies 71 62 68 14.5 4.4 283 248 14.1
Proposals 42 29 33 44.8 27.3 122 109 11.9
Cariboo 98 139 136 -29.5 -27.9 465 504 -7.7
Bankruptcies 71 85 102 -16.5 -30.4 312 343 -9.0
Proposals 27 54 34 -50.0 -20.6 153 161 -5.0
North Coast 11 15 31 -26.7 -64.5 64 107 -40.2
Bankruptcies 7 12 26 -41.7 -73.1 45 81 -44.4
Proposals 4 3 5 33.3 -20.0 19 26 -26.9
Nechako 19 15 12 26.7 58.3 60 59 1.7
Bankruptcies 13 8 9 62.5 44.4 40 41 -2.4
Proposals 6 7 3 -14.3 100.0 20 18 11.1
Northeast 33 21 42 57.1 -21.4 106 125 -15.2
Bankruptcies 20 15 34 33.3 -41.2 78 99 -21.2
Proposals 13 6 8 116.7 62.5 28 26 7.7
Northwest Territories 11 9 8 22.2 37.5 47 46 2.2
Bankruptcies 6 5 5 20.0 20.0 25 32 -21.9
Proposals 5 4 3 25.0 66.7 22 14 57.1
Yukon 9 5 5 80.0 80.0 41 28 46.4
Bankruptcies 7 2 4 250.0 75.0 24 23 4.3
Proposals 2 3 1 -33.3 100.0 17 5 240.0
Nunavut 1 1 0 0.0 -- 4 3 33.3
Bankruptcies 0 1 0 -100.0 -- 1 1 0.0
Proposals 1 0 0 -- -- 3 2 50.0
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