Insolvency Statistics in Canada—Third Quarter of 2013

Table 5: Insolvencies Filed by Consumers by ER
Province or region Volume % Change 12-Month Period Ending
Q3 2013 Q2 2013 Q3 2012 Q2 2013 to Q3 2013 Q3 2012 to Q3 2013 09-30-2013 09-30-2012 % Change
Newfoundland and Labrador 402 473 420 −15.0 −4.3 1,705 1,807 −5.6
Bankruptcies 364 432 390 −15.7 −6.7 1,571 1,667 −5.8
Proposals 38 41 30 −7.3 26.7 134 140 −4.3
Avalon Peninsula 193 231 167 −16.5 15.6 806 761 5.9
Bankruptcies 174 207 154 −15.9 13.0 724 677 6.9
Proposals 19 24 13 −20.8 46.2 82 84 −2.4
South Coast – Burin Peninsula 30 35 45 −14.3 −33.3 133 146 −8.9
Bankruptcies 25 35 39 −28.6 −35.9 127 139 −8.6
Proposals 5 0 6 -- −16.7 6 7 −14.3
West Coast – Northern Peninsula – Labrador 88 90 92 −2.2 −4.3 341 390 −12.6
Bankruptcies 76 78 89 −2.6 −14.6 314 369 −14.9
Proposals 12 12 3 0.0 300.0 27 21 28.6
Notre Dame – Central Bonavista Bay 91 117 116 −22.2 −21.6 425 509 −16.5
Bankruptcies 89 112 108 −20.5 −17.6 406 482 −15.8
Proposals 2 5 8 −60.0 −75.0 19 27 −29.6
Prince Edward Island 180 145 148 24.1 21.6 623 581 7.2
Bankruptcies 121 110 111 10.0 9.0 466 439 6.2
Proposals 59 35 37 68.6 59.5 157 142 10.6
Nova Scotia 1,251 1,275 1,010 −1.9 23.9 4,552 4,328 5.2
Bankruptcies 842 911 747 −7.6 12.7 3,200 3,302 −3.1
Proposals 409 364 263 12.4 55.5 1,352 1,026 31.8
Cape Breton 152 194 168 −21.6 −9.5 666 675 −1.3
Bankruptcies 96 122 117 −21.3 −17.9 414 473 −12.5
Proposals 56 72 51 −22.2 9.8 252 202 24.8
North Shore 212 257 161 −17.5 31.7 849 725 17.1
Bankruptcies 136 169 124 −19.5 9.7 567 555 2.2
Proposals 76 88 37 −13.6 105.4 282 170 65.9
Annapolis Valley 186 198 157 −6.1 18.5 672 650 3.4
Bankruptcies 134 155 129 −13.5 3.9 521 546 −4.6
Proposals 52 43 28 20.9 85.7 151 104 45.2
Southern 193 158 120 22.2 60.8 607 539 12.6
Bankruptcies 137 121 85 13.2 61.2 437 402 8.7
Proposals 56 37 35 51.4 60.0 170 137 24.1
Halifax 509 467 404 9.0 26.0 1,758 1,739 1.1
Bankruptcies 339 343 292 −1.2 16.1 1,261 1,326 −4.9
Proposals 170 124 112 37.1 51.8 497 413 20.3
New Brunswick 1,059 1,017 964 4.1 9.9 3,833 3,869 −0.9
Bankruptcies 740 759 709 −2.5 4.4 2,801 2,965 −5.5
Proposals 319 258 255 23.6 25.1 1,032 904 14.2
Campbellton – Miramichi 172 202 173 −14.9 −0.6 687 713 −3.6
Bankruptcies 120 156 134 −23.1 −10.4 501 572 −12.4
Proposals 52 46 39 13.0 33.3 186 141 31.9
Moncton – Richibucto 330 295 295 11.9 11.9 1,162 1,099 5.7
Bankruptcies 224 207 215 8.2 4.2 835 831 0.5
Proposals 106 88 80 20.5 32.5 327 268 22.0
Saint John – St. Stephen 245 230 237 6.5 3.4 911 969 −6.0
Bankruptcies 166 175 173 −5.1 −4.0 657 727 −9.6
Proposals 79 55 64 43.6 23.4 254 242 5.0
Fredericton – Oromocto 210 161 153 30.4 37.3 680 649 4.8
Bankruptcies 150 112 98 33.9 53.1 495 467 6.0
Proposals 60 49 55 22.4 9.1 185 182 1.6
Edmundston – Woodstock 102 129 105 −20.9 −2.9 394 440 −10.5
Bankruptcies 80 109 89 −26.6 −10.1 313 369 −15.2
Proposals 22 20 16 10.0 37.5 81 71 14.1
Quebec 9,768 10,543 8,357 −7.4 16.9 39,162 35,646 9.9
Bankruptcies 6,305 6,768 5,726 −6.8 10.1 25,209 24,607 2.4
Proposals 3,463 3,775 2,631 −8.3 31.6 13,953 11,039 26.4
Gaspésie – Îles-de-la-Madeleine 107 89 78 20.2 37.2 412 338 21.9
Bankruptcies 61 56 60 8.9 1.7 259 240 7.9
Proposals 46 33 18 39.4 155.6 153 98 56.1
Bas-Saint-Laurent 216 176 142 22.7 52.1 797 659 20.9
Bankruptcies 134 119 120 12.6 11.7 530 508 4.3
Proposals 82 57 22 43.9 272.7 267 151 76.8
Capitale-Nationale 673 652 530 3.2 27.0 2,548 2,229 14.3
Bankruptcies 487 476 400 2.3 21.8 1,848 1,699 8.8
Proposals 186 176 130 5.7 43.1 700 530 32.1
Chaudière – Appalaches 423 391 252 8.2 67.9 1,404 1,186 18.4
Bankruptcies 305 281 190 8.5 60.5 992 834 18.9
Proposals 118 110 62 7.3 90.3 412 352 17.0
Estrie 372 349 335 6.6 11.0 1,437 1,288 11.6
Bankruptcies 259 250 239 3.6 8.4 1,045 952 9.8
Proposals 113 99 96 14.1 17.7 392 336 16.7
Centre-du-Québec 323 317 211 1.9 53.1 1,124 960 17.1
Bankruptcies 207 204 166 1.5 24.7 738 715 3.2
Proposals 116 113 45 2.7 157.8 386 245 57.6
Montérégie 2,222 2,105 1,604 5.6 38.5 8,077 6,893 17.2
Bankruptcies 1,344 1,279 1,013 5.1 32.7 5,021 4,628 8.5
Proposals 878 826 591 6.3 48.6 3,056 2,265 34.9
Montréal 2,497 2,376 2,036 5.1 22.6 9,124 8,612 5.9
Bankruptcies 1,674 1,641 1,436 2.0 16.6 6,132 6,138 −0.1
Proposals 823 735 600 12.0 37.2 2,992 2,474 20.9
Laval 422 554 432 −23.8 −2.3 2,041 1,964 3.9
Bankruptcies 258 329 266 −21.6 −3.0 1,251 1,290 −3.0
Proposals 164 225 166 −27.1 −1.2 790 674 17.2
Lanaudière 613 918 741 −33.2 −17.3 3,038 2,911 4.4
Bankruptcies 362 491 459 −26.3 −21.1 1,669 1,779 −6.2
Proposals 251 427 282 −41.2 −11.0 1,369 1,132 20.9
Laurentides 815 1,114 845 −26.8 −3.6 3,873 3,619 7.0
Bankruptcies 480 647 536 −25.8 −10.4 2,217 2,280 −2.8
Proposals 335 467 309 −28.3 8.4 1,656 1,339 23.7
Outaouais 441 667 510 −33.9 −13.5 2,304 2,196 4.9
Bankruptcies 291 423 346 −31.2 −15.9 1,446 1,458 −0.8
Proposals 150 244 164 −38.5 −8.5 858 738 16.3
Abitibi – Témiscamingue 110 137 98 −19.7 12.2 485 425 14.1
Bankruptcies 72 85 71 −15.3 1.4 322 299 7.7
Proposals 38 52 27 −26.9 40.7 163 126 29.4
Mauricie 267 336 278 −20.5 −4.0 1,216 1,146 6.1
Bankruptcies 190 249 226 −23.7 −15.9 898 905 −0.8
Proposals 77 87 52 −11.5 48.1 318 241 32.0
Saguenay – Lac-Saint-Jean 197 280 188 −29.6 4.8 990 947 4.5
Bankruptcies 139 191 139 −27.2 0.0 654 667 −1.9
Proposals 58 89 49 −34.8 18.4 336 280 20.0
Côte-Nord 50 75 65 −33.3 −23.1 240 227 5.7
Bankruptcies 32 44 48 −27.3 −33.3 154 179 −14.0
Proposals 18 31 17 −41.9 5.9 86 48 79.2
Nord-du-Québec 18 8 10 125.0 80.0 50 47 6.4
Bankruptcies 9 4 9 125.0 0.0 30 37 −18.9
Proposals 9 4 1 125.0 800.0 20 10 100.0
Ontario 10,754 11,988 11,249 −10.3 −4.4 44,908 48,480 −7.4
Bankruptcies 5,323 6,024 5,606 −11.6 −5.0 22,097 23,945 −7.7
Proposals 5,431 5,964 5,643 −8.9 −3.8 22,811 24,535 −7.0
Ottawa 1,055 985 917 7.1 15.0 3,927 3,919 0.2
Bankruptcies 667 586 538 13.8 24.0 2,359 2,372 −0.5
Proposals 388 399 379 −2.8 2.4 1,568 1,547 1.4
Kingston – Pembroke 455 515 438 −11.7 3.9 1,802 1,755 2.7
Bankruptcies 262 280 272 −6.4 −3.7 1,041 1,115 −6.6
Proposals 193 235 166 −17.9 16.3 761 640 18.9
Muskoka – Kawarthas 307 377 395 −18.6 −22.3 1,379 1,521 −9.3
Bankruptcies 172 211 194 −18.5 −11.3 757 771 −1.8
Proposals 135 166 201 −18.7 −32.8 622 750 −17.1
Toronto 4,368 5,070 4,703 −13.8 −7.1 18,690 20,455 −8.6
Bankruptcies 1,787 2,139 1,927 −16.5 −7.3 7,484 8,182 −8.5
Proposals 2,581 2,931 2,776 −11.9 −7.0 11,206 12,273 −8.7
Kitchener – Waterloo – Barrie 1,085 1,187 1,126 −8.6 −3.6 4,528 4,909 −7.8
Bankruptcies 551 644 563 −14.4 −2.1 2,353 2,468 −4.7
Proposals 534 543 563 −1.7 −5.2 2,175 2,441 −10.9
Hamilton – Niagara Peninsula 1,297 1,422 1,346 −8.8 −3.6 5,485 6,055 −9.4
Bankruptcies 640 681 645 −6.0 −0.8 2,636 2,968 −11.2
Proposals 657 741 701 −11.3 −6.3 2,849 3,087 −7.7
London 677 790 754 −14.3 −10.2 2,897 3,223 −10.1
Bankruptcies 368 456 464 −19.3 −20.7 1,659 1,865 −11.0
Proposals 309 334 290 −7.5 6.6 1,238 1,358 −8.8
Windsor – Sarnia 590 679 636 −13.1 −7.2 2,518 2,742 −8.2
Bankruptcies 360 424 421 −15.1 −14.5 1,553 1,750 −11.3
Proposals 230 255 215 −9.8 7.0 965 992 −2.7
Stratford – Bruce Peninsula 179 207 195 −13.5 −8.2 815 910 −10.4
Bankruptcies 98 124 126 −21.0 −22.2 486 587 −17.2
Proposals 81 83 69 −2.4 17.4 329 323 1.9
Northeast 616 620 600 −0.6 2.7 2,349 2,387 −1.6
Bankruptcies 335 384 371 −12.8 −9.7 1,402 1,445 −3.0
Proposals 281 236 229 19.1 22.7 947 942 0.5
Northwest 124 137 140 −9.5 −11.4 518 604 −14.2
Bankruptcies 82 95 85 −13.7 −3.5 367 422 −13.0
Proposals 42 42 55 0.0 −23.6 151 182 −17.0
Manitoba 469 502 456 −6.6 2.9 1,824 1,932 −5.6
Bankruptcies 298 330 322 −9.7 −7.5 1,199 1,317 −9.0
Proposals 171 172 134 −0.6 27.6 625 615 1.6
Southeast 43 32 35 34.4 22.9 146 115 27.0
Bankruptcies 27 19 22 42.1 22.7 102 83 22.9
Proposals 16 13 13 23.1 23.1 44 32 37.5
South Central 14 10 15 40.0 −6.7 49 81 −39.5
Bankruptcies 8 6 14 33.3 −42.9 33 63 −47.6
Proposals 6 4 1 50.0 500.0 16 18 −11.1
Southwest 67 56 40 19.6 67.5 220 211 4.3
Bankruptcies 30 34 24 −11.8 25.0 120 130 −7.7
Proposals 37 22 16 68.2 131.3 100 81 23.5
North Central 17 20 10 −15.0 70.0 59 56 5.4
Bankruptcies 11 13 8 −15.4 37.5 40 33 21.2
Proposals 6 7 2 −14.3 200.0 19 23 −17.4
Winnipeg 272 327 292 −16.8 −6.8 1,143 1,239 −7.7
Bankruptcies 190 218 209 −12.8 −9.1 772 860 −10.2
Proposals 82 109 83 −24.8 −1.2 371 379 −2.1
Interlake 17 33 22 −48.5 −22.7 88 98 −10.2
Bankruptcies 11 23 18 −52.2 −38.9 56 72 −22.2
Proposals 6 10 4 −40.0 50.0 32 26 23.1
Parklands 25 8 17 212.5 47.1 63 52 21.2
Bankruptcies 13 6 9 116.7 44.4 40 24 66.7
Proposals 12 2 8 500.0 50.0 23 28 −17.9
North 13 14 22 −7.1 −40.9 59 81 −27.2
Bankruptcies 8 10 17 −20.0 −52.9 37 52 −28.8
Proposals 5 4 5 25.0 0.0 22 29 −24.1
Saskatchewan 442 447 432 −1.1 2.3 1,639 1,813 −9.6
Bankruptcies 284 260 262 9.2 8.4 997 1,060 −5.9
Proposals 158 187 170 −15.5 −7.1 642 753 −14.7
Regina – Moose Mountain 94 132 107 −28.8 −12.1 417 456 −8.6
Bankruptcies 46 66 58 −30.3 −20.7 215 221 −2.7
Proposals 48 66 49 −27.3 −2.0 202 235 −14.0
Swift Current – Moose Jaw 61 51 38 19.6 60.5 203 173 17.3
Bankruptcies 37 35 28 5.7 32.1 131 105 24.8
Proposals 24 16 10 50.0 140.0 72 68 5.9
Saskatoon – Biggar 164 148 165 10.8 −0.6 546 635 −14.0
Bankruptcies 115 84 107 36.9 7.5 342 398 −14.1
Proposals 49 64 58 −23.4 −15.5 204 237 −13.9
Yorkton – Melville 28 36 24 −22.2 16.7 112 147 −23.8
Bankruptcies 18 25 13 −28.0 38.5 75 93 −19.4
Proposals 10 11 11 −9.1 −9.1 37 54 −31.5
Prince Albert 87 74 90 17.6 −3.3 333 362 −8.0
Bankruptcies 60 48 51 25.0 17.6 215 220 −2.3
Proposals 27 26 39 3.8 −30.8 118 142 −16.9
Northern 7 6 7 16.7 0.0 28 41 −31.7
Bankruptcies 7 2 5 250.0 40.0 19 25 −24.0
Proposals 0 4 2 −100.0 −100.0 9 16 −43.8
Alberta 1,979 2,235 2,186 −11.5 −9.5 8,542 9,416 −9.3
Bankruptcies 1,139 1,273 1,364 −10.5 −16.5 4,954 6,079 −18.5
Proposals 840 962 822 −12.7 2.2 3,588 3,337 7.5
Lethbridge – Medicine Hat 148 196 166 −24.5 −10.8 739 793 −6.8
Bankruptcies 103 109 104 −5.5 −1.0 475 542 −12.4
Proposals 45 87 62 −48.3 −27.4 264 251 5.2
Camrose – Drumheller 72 91 112 −20.9 −35.7 322 447 −28.0
Bankruptcies 48 62 78 −22.6 −38.5 206 312 −34.0
Proposals 24 29 34 −17.2 −29.4 116 135 −14.1
Calgary 764 846 847 −9.7 −9.8 3,329 3,702 −10.1
Bankruptcies 423 500 542 −15.4 −22.0 1,978 2,479 −20.2
Proposals 341 346 305 −1.4 11.8 1,351 1,223 10.5
Banff – Jasper – Rocky Mountain House 51 37 44 37.8 15.9 193 197 −2.0
Bankruptcies 32 25 32 28.0 0.0 125 139 −10.1
Proposals 19 12 12 58.3 58.3 68 58 17.2
Red Deer 145 139 112 4.3 29.5 552 465 18.7
Bankruptcies 89 74 65 20.3 36.9 291 291 0.0
Proposals 56 65 47 −13.8 19.1 261 174 50.0
Edmonton 658 761 743 −13.5 −11.4 2,811 3,051 −7.9
Bankruptcies 364 391 429 −6.9 −15.2 1,507 1,813 −16.9
Proposals 294 370 314 −20.5 −6.4 1,304 1,238 5.3
Athabasca – Grande Prairie – Peace River 100 122 123 −18.0 −18.7 433 567 −23.6
Bankruptcies 58 90 94 −35.6 −38.3 287 392 −26.8
Proposals 42 32 29 31.3 44.8 146 175 −16.6
Wood Buffalo – Cold Lake 39 43 38 −9.3 2.6 162 195 −16.9
Bankruptcies 21 22 20 −4.5 5.0 85 111 −23.4
Proposals 18 21 18 −14.3 0.0 77 84 −8.3
British Columbia 2,867 3,226 2,806 −11.1 2.2 11,632 11,794 −1.4
Bankruptcies 1,678 1,932 1,811 −13.1 −7.3 7,122 7,612 −6.4
Proposals 1,189 1,294 995 −8.1 19.5 4,510 4,182 7.8
Vancouver Island and Coast 609 641 585 −5.0 4.1 2,473 2,418 2.3
Bankruptcies 370 402 382 −8.0 −3.1 1,579 1,612 −2.0
Proposals 239 239 203 0.0 17.7 894 806 10.9
Lower Mainland – Southwest 1,606 1,864 1,512 −13.8 6.2 6,417 6,444 −0.4
Bankruptcies 937 1,098 964 −14.7 −2.8 3,839 4,084 −6.0
Proposals 669 766 548 −12.7 22.1 2,578 2,360 9.2
Thompson – Okanagan 379 448 446 −15.4 −15.0 1,634 1,780 −8.2
Bankruptcies 201 251 281 −19.9 −28.5 962 1,112 −13.5
Proposals 178 197 165 −9.6 7.9 672 668 0.6
Kootenay 100 113 99 −11.5 1.0 406 374 8.6
Bankruptcies 58 71 70 −18.3 −17.1 271 257 5.4
Proposals 42 42 29 0.0 44.8 135 117 15.4
Cariboo 129 98 114 31.6 13.2 480 500 −4.0
Bankruptcies 82 71 81 15.5 1.2 313 346 −9.5
Proposals 47 27 33 74.1 42.4 167 154 8.4
North Coast 7 11 14 −36.4 −50.0 56 96 −41.7
Bankruptcies 2 7 8 −71.4 −75.0 38 68 −44.1
Proposals 5 4 6 25.0 −16.7 18 28 −35.7
Nechako 13 19 11 −31.6 18.2 61 59 3.4
Bankruptcies 10 13 7 −23.1 42.9 42 40 5.0
Proposals 3 6 4 −50.0 −25.0 19 19 0.0
Northeast 23 33 25 −30.3 −8.0 103 122 −15.6
Bankruptcies 18 20 18 −10.0 0.0 77 93 −17.2
Proposals 5 13 7 −61.5 −28.6 26 29 −10.3
Northwest Territories 13 11 9 18.2 44.4 51 43 18.6
Bankruptcies 9 6 3 50.0 200.0 31 26 19.2
Proposals 4 5 6 -20.0 -33.3 20 17 17.6
Yukon 4 9 12 -55.6 -66.7 33 29 13.8
Bankruptcies 3 7 5 -57.1 -40.0 22 19 15.8
Proposals 1 2 7 -50.0 -85.7 11 10 10.0
Nunavut 1 1 1 0.0 0.0 4 2 100.0
Bankruptcies 1 0 0 -- -- 2 0 --
Proposals 0 1 1 -100.0 -100.0 2 2 0.0
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