Insolvency Statistics in Canada—Fourth Quarter 2013

Table 5: Insolvencies Filed by Consumers by ER
province Volume % Change 12-Month Period Ending
Q4 2013 Q3 2013 Q4 2012 Q3 2013 to Q4 2013 Q4 2012 to Q4 2013 12-31-2013 12-31-2012 % Change
Newfoundland and Labrador 372 402 399 -7.5 -6.8 1,678 1,750 -4.1
Bankruptcies 326 364 373 -10.4 -12.6 1,524 1,611 -5.4
Proposals 46 38 26 21.1 76.9 154 139 10.8
Avalon Peninsula 173 193 169 -10.4 2.4 810 749 8.1
Bankruptcies 146 174 151 -16.1 -3.3 719 665 8.1
Proposals 27 19 18 42.1 50.0 91 84 8.3
South Coast – Burin Peninsula 20 30 35 -33.3 -42.9 118 141 -16.3
Bankruptcies 16 25 34 -36.0 -52.9 109 134 -18.7
Proposals 4 5 1 -20.0 300.0 9 7 28.6
West Coast – Northern Peninsula – Labrador 88 88 92 0.0 -4.3 337 371 -9.2
Bankruptcies 77 76 90 1.3 -14.4 301 352 -14.5
Proposals 11 12 2 -8.3 450.0 36 19 89.5
Notre Dame – Central Bonavista Bay 91 91 103 0.0 -11.7 413 488 -15.4
Bankruptcies 87 89 98 -2.2 -11.2 395 460 -14.1
Proposals 4 2 5 100.0 -20.0 18 28 -35.7
Prince Edward Island 164 180 170 -8.9 -3.5 617 618 -0.2
Bankruptcies 109 121 135 -9.9 -19.3 440 472 -6.8
Proposals 55 59 35 -6.8 57.1 177 146 21.2
Nova Scotia 1,117 1,251 1,009 -10.7 10.7 4,660 4,282 8.8
Bankruptcies 819 842 724 -2.7 13.1 3,295 3,221 2.3
Proposals 298 409 285 -27.1 4.6 1,365 1,061 28.7
Cape Breton 167 152 176 9.9 -5.1 657 676 -2.8
Bankruptcies 99 96 109 3.1 -9.2 404 459 -12.0
Proposals 68 56 67 21.4 1.5 253 217 16.6
North Shore 244 212 194 15.1 25.8 900 746 20.6
Bankruptcies 171 136 141 25.7 21.3 597 562 6.2
Proposals 73 76 53 -3.9 37.7 303 184 64.7
Annapolis Valley 146 186 138 -21.5 5.8 680 624 9.0
Bankruptcies 119 134 111 -11.2 7.2 529 514 2.9
Proposals 27 52 27 -48.1 0.0 151 110 37.3
Southern 101 193 135 -47.7 -25.2 573 546 4.9
Bankruptcies 86 137 100 -37.2 -14.0 423 400 5.8
Proposals 15 56 35 -73.2 -57.1 150 146 2.7
Halifax 459 509 366 -9.8 25.4 1,851 1,689 9.6
Bankruptcies 345 339 263 1.8 31.2 1,343 1,285 4.5
Proposals 114 170 103 -32.9 10.7 508 404 25.7
New Brunswick 988 1,059 866 -6.7 14.1 3,955 3,843 2.9
Bankruptcies 690 740 645 -6.8 7.0 2,846 2,906 -2.1
Proposals 298 319 221 -6.6 34.8 1,109 937 18.4
Campbellton – Miramichi 171 172 162 -0.6 5.6 695 691 0.6
Bankruptcies 111 120 113 -7.5 -1.8 499 533 -6.4
Proposals 60 52 49 15.4 22.4 196 158 24.1
Moncton – Richibucto 319 330 270 -3.3 18.1 1,210 1,106 9.4
Bankruptcies 219 224 206 -2.2 6.3 848 821 3.3
Proposals 100 106 64 -5.7 56.3 362 285 27.0
Saint John – St. Stephen 253 245 209 3.3 21.1 954 963 -0.9
Bankruptcies 172 166 156 3.6 10.3 672 718 -6.4
Proposals 81 79 53 2.5 52.8 282 245 15.1
Fredericton – Oromocto 153 210 149 -27.1 2.7 685 673 1.8
Bankruptcies 119 150 111 -20.7 7.2 504 483 4.3
Proposals 34 60 38 -43.3 -10.5 181 190 -4.7
Edmundston – Woodstock 92 102 76 -9.8 21.1 410 411 -0.2
Bankruptcies 69 80 59 -13.8 16.9 323 351 -8.0
Proposals 23 22 17 4.5 35.3 87 60 45.0
Quebec 9,866 9,768 9,081 1.0 8.6 39,947 35,925 11.2
Bankruptcies 6,014 6,305 6,002 -4.6 0.2 25,221 24,399 3.4
Proposals 3,852 3,463 3,079 11.2 25.1 14,726 11,526 27.8
Gaspésie – Îles-de-la-Madeleine 98 107 88 -8.4 11.4 422 339 24.5
Bankruptcies 58 61 58 -4.9 0.0 260 230 13.0
Proposals 40 46 30 -13.0 33.3 162 109 48.6
Bas-Saint-Laurent 202 216 194 -6.5 4.1 806 689 17.0
Bankruptcies 129 134 130 -3.7 -0.8 530 521 1.7
Proposals 73 82 64 -11.0 14.1 276 168 64.3
Capitale-Nationale 684 673 603 1.6 13.4 2,629 2,319 13.4
Bankruptcies 465 487 463 -4.5 0.4 1,850 1,780 3.9
Proposals 219 186 140 17.7 56.4 779 539 44.5
Chaudière – Appalaches 407 423 300 -3.8 35.7 1,511 1,174 28.7
Bankruptcies 265 305 217 -13.1 22.1 1,040 834 24.7
Proposals 142 118 83 20.3 71.1 471 340 38.5
Estrie 322 372 341 -13.4 -5.6 1,417 1,314 7.8
Bankruptcies 231 259 262 -10.8 -11.8 1,013 970 4.4
Proposals 91 113 79 -19.5 15.2 404 344 17.4
Centre-du-Québec 293 323 227 -9.3 29.1 1,190 904 31.6
Bankruptcies 191 207 161 -7.7 18.6 769 665 15.6
Proposals 102 116 66 -12.1 54.5 421 239 76.2
Montérégie 1,980 2,222 1,838 -10.9 7.7 8,217 7,005 17.3
Bankruptcies 1,144 1,344 1,197 -14.9 -4.4 4,967 4,606 7.8
Proposals 836 878 641 -4.8 30.4 3,250 2,399 35.5
Montréal 2,182 2,497 2,012 -12.6 8.4 9,294 8,520 9.1
Bankruptcies 1,390 1,674 1,379 -17.0 0.8 6,143 6,012 2.2
Proposals 792 823 633 -3.8 25.1 3,151 2,508 25.6
Laval 557 422 531 32.0 4.9 2,068 2,029 1.9
Bankruptcies 322 258 320 24.8 0.6 1,254 1,279 -2.0
Proposals 235 164 211 43.3 11.4 814 750 8.5
Lanaudière 813 613 705 32.6 15.3 3,145 2,913 8.0
Bankruptcies 401 362 398 10.8 0.8 1,671 1,741 -4.0
Proposals 412 251 307 64.1 34.2 1,474 1,172 25.8
Laurentides 988 815 952 21.2 3.8 3,908 3,679 6.2
Bankruptcies 550 480 543 14.6 1.3 2,224 2,252 -1.2
Proposals 438 335 409 30.7 7.1 1,684 1,427 18.0
Outaouais 517 441 556 17.2 -7.0 2,265 2,229 1.6
Bankruptcies 328 291 349 12.7 -6.0 1,425 1,433 -0.6
Proposals 189 150 207 26.0 -8.7 840 796 5.5
Abitibi – Témiscamingue 154 110 127 40.0 21.3 513 456 12.5
Bankruptcies 96 72 92 33.3 4.3 326 322 1.2
Proposals 58 38 35 52.6 65.7 187 134 39.6
Mauricie 336 267 303 25.8 10.9 1,249 1,148 8.8
Bankruptcies 234 190 231 23.2 1.3 901 903 -0.2
Proposals 102 77 72 32.5 41.7 348 245 42.0
Saguenay – Lac-Saint-Jean 245 197 226 24.4 8.4 1,009 920 9.7
Bankruptcies 161 139 150 15.8 7.3 665 636 4.6
Proposals 84 58 76 44.8 10.5 344 284 21.1
Côte-Nord 75 50 60 50.0 25.0 255 236 8.1
Bankruptcies 43 32 40 34.4 7.5 157 176 -10.8
Proposals 32 18 20 77.8 60.0 98 60 63.3
Nord-du-Québec 13 18 14 -27.8 -7.1 49 50 -2.0
Bankruptcies 6 9 9 -33.3 -33.3 27 37 -27.0
Proposals 7 9 5 -22.2 40.0 22 13 69.2
Ontario 10,658 10,754 11,432 -0.9 -6.8 44,134 47,381 -6.9
Bankruptcies 5,372 5,323 5,696 0.9 -5.7 21,773 23,236 -6.3
Proposals 5,286 5,431 5,736 -2.7 -7.8 22,361 24,145 -7.4
Ottawa 983 1,055 928 -6.8 5.9 3,981 3,830 3.9
Bankruptcies 592 667 534 -11.2 10.9 2,417 2,281 6.0
Proposals 391 388 394 0.8 -0.8 1,564 1,549 1.0
Kingston – Pembroke 396 455 417 -13.0 -5.0 1,781 1,725 3.2
Bankruptcies 234 262 256 -10.7 -8.6 1,019 1,072 -4.9
Proposals 162 193 161 -16.1 0.6 762 653 16.7
Muskoka – Kawarthas 347 307 360 13.0 -3.6 1,366 1,547 -11.7
Bankruptcies 195 172 216 13.4 -9.7 736 806 -8.7
Proposals 152 135 144 12.6 5.6 630 741 -15.0
Toronto 4,460 4,368 4,821 2.1 -7.5 18,329 20,025 -8.5
Bankruptcies 1,827 1,787 1,949 2.2 -6.3 7,362 7,950 -7.4
Proposals 2,633 2,581 2,872 2.0 -8.3 10,967 12,075 -9.2
Kitchener – Waterloo – Barrie 1,038 1,085 1,161 -4.3 -10.6 4,405 4,810 -8.4
Bankruptcies 550 551 615 -0.2 -10.6 2,288 2,420 -5.5
Proposals 488 534 546 -8.6 -10.6 2,117 2,390 -11.4
Hamilton – Niagara Peninsula 1,204 1,297 1,402 -7.2 -14.1 5,288 5,912 -10.6
Bankruptcies 595 640 704 -7.0 -15.5 2,528 2,881 -12.3
Proposals 609 657 698 -7.3 -12.8 2,760 3,031 -8.9
London 694 677 779 2.5 -10.9 2,813 3,079 -8.6
Bankruptcies 422 368 454 14.7 -7.0 1,628 1,767 -7.9
Proposals 272 309 325 -12.0 -16.3 1,185 1,312 -9.7
Windsor – Sarnia 625 590 652 5.9 -4.1 2,491 2,671 -6.7
Bankruptcies 384 360 391 6.7 -1.8 1,546 1,692 -8.6
Proposals 241 230 261 4.8 -7.7 945 979 -3.5
Stratford – Bruce Peninsula 212 179 216 18.4 -1.9 810 859 -5.7
Bankruptcies 126 98 135 28.6 -6.7 477 559 -14.7
Proposals 86 81 81 6.2 6.2 333 300 11.0
Northeast 579 616 560 -6.0 3.4 2,368 2,326 1.8
Bankruptcies 361 335 336 7.8 7.4 1,427 1,391 2.6
Proposals 218 281 224 -22.4 -2.7 941 935 0.6
Northwest 121 124 136 -2.4 -11.0 502 597 -15.9
Bankruptcies 86 82 107 4.9 -19.6 346 417 -17.0
Proposals 35 42 29 -16.7 20.7 156 180 -13.3
Manitoba 482 469 454 2.8 6.2 1,852 1,877 -1.3
Bankruptcies 327 298 312 9.7 4.8 1,214 1,276 -4.9
Proposals 155 171 142 -9.4 9.2 638 601 6.2
Southeast 41 43 35 -4.7 17.1 152 129 17.8
Bankruptcies 30 27 30 11.1 0.0 102 91 12.1
Proposals 11 16 5 -31.3 120.0 50 38 31.6
South Central 18 14 9 28.6 100.0 57 69 -17.4
Bankruptcies 12 8 7 50.0 71.4 37 55 -32.7
Proposals 6 6 2 0.0 200.0 20 14 42.9
Southwest 53 67 51 -20.9 3.9 221 190 16.3
Bankruptcies 26 30 34 -13.3 -23.5 112 121 -7.4
Proposals 27 37 17 -27.0 58.8 109 69 58.0
North Central 16 17 9 -5.9 77.8 66 48 37.5
Bankruptcies 14 11 7 27.3 100.0 47 32 46.9
Proposals 2 6 2 -66.7 0.0 19 16 18.8
Winnipeg 287 272 292 5.5 -1.7 1,138 1,214 -6.3
Bankruptcies 197 190 194 3.7 1.5 775 829 -6.5
Proposals 90 82 98 9.8 -8.2 363 385 -5.7
Interlake 40 17 23 135.3 73.9 104 96 8.3
Bankruptcies 30 11 15 172.7 100.0 70 68 2.9
Proposals 10 6 8 66.7 25.0 34 28 21.4
Parklands 6 25 16 -76.0 -62.5 52 55 -5.5
Bankruptcies 2 13 14 -84.6 -85.7 27 30 -10.0
Proposals 4 12 2 -66.7 100.0 25 25 0.0
North 21 13 18 61.5 16.7 62 75 -17.3
Bankruptcies 17 8 10 112.5 70.0 44 49 -10.2
Proposals 4 5 8 -20.0 -50.0 18 26 -30.8
Saskatchewan 415 442 364 -6.1 14.0 1,690 1,731 -2.4
Bankruptcies 251 284 210 -11.6 19.5 1,038 1,001 3.7
Proposals 164 158 154 3.8 6.5 652 730 -10.7
Regina – Moose Mountain 104 94 93 10.6 11.8 428 442 -3.2
Bankruptcies 44 46 48 -4.3 -8.3 211 212 -0.5
Proposals 60 48 45 25.0 33.3 217 230 -5.7
Swift Current – Moose Jaw 48 61 46 -21.3 4.3 205 180 13.9
Bankruptcies 29 37 33 -21.6 -12.1 127 114 11.4
Proposals 19 24 13 -20.8 46.2 78 66 18.2
Saskatoon – Biggar 127 164 107 -22.6 18.7 567 579 -2.1
Bankruptcies 80 115 60 -30.4 33.3 362 353 2.5
Proposals 47 49 47 -4.1 0.0 205 226 -9.3
Yorkton – Melville 33 28 21 17.9 57.1 125 130 -3.8
Bankruptcies 23 18 14 27.8 64.3 85 79 7.6
Proposals 10 10 7 0.0 42.9 40 51 -21.6
Prince Albert 94 87 90 8.0 4.4 337 360 -6.4
Bankruptcies 68 60 52 13.3 30.8 232 217 6.9
Proposals 26 27 38 -3.7 -31.6 105 143 -26.6
Northern 7 7 6 0.0 16.7 29 41 -29.3
Bankruptcies 6 7 3 -14.3 100.0 22 26 -15.4
Proposals 1 0 3 -- -66.7 7 15 -53.3
Alberta 1,861 1,979 2,145 -6.0 -13.2 8,258 9,202 -10.3
Bankruptcies 990 1,139 1,255 -13.1 -21.1 4,689 5,759 -18.6
Proposals 871 840 890 3.7 -2.1 3,569 3,443 3.7
Lethbridge – Medicine Hat 212 148 196 43.2 8.2 755 765 -1.3
Bankruptcies 108 103 120 4.9 -10.0 463 499 -7.2
Proposals 104 45 76 131.1 36.8 292 266 9.8
Camrose – Drumheller 74 72 78 2.8 -5.1 317 415 -23.6
Bankruptcies 49 48 45 2.1 8.9 210 284 -26.1
Proposals 25 24 33 4.2 -24.2 107 131 -18.3
Calgary 696 764 873 -8.9 -20.3 3,152 3,674 -14.2
Bankruptcies 354 423 547 -16.3 -35.3 1,785 2,421 -26.3
Proposals 342 341 326 0.3 4.9 1,367 1,253 9.1
Banff – Jasper – Rocky Mountain House 40 51 39 -21.6 2.6 194 178 9.0
Bankruptcies 24 32 22 -25.0 9.1 127 117 8.5
Proposals 16 19 17 -15.8 -5.9 67 61 9.8
Red Deer 116 145 127 -20.0 -8.7 542 480 12.9
Bankruptcies 59 89 56 -33.7 5.4 295 270 9.3
Proposals 57 56 71 1.8 -19.7 247 210 17.6
Edmonton 618 658 685 -6.1 -9.8 2,744 2,966 -7.5
Bankruptcies 331 364 372 -9.1 -11.0 1,466 1,694 -13.5
Proposals 287 294 313 -2.4 -8.3 1,278 1,272 0.5
Athabasca – Grande Prairie – Peace River 74 100 107 -26.0 -30.8 400 532 -24.8
Bankruptcies 49 58 72 -15.5 -31.9 264 366 -27.9
Proposals 25 42 35 -40.5 -28.6 136 166 -18.1
Wood Buffalo – Cold Lake 31 39 40 -20.5 -22.5 153 191 -19.9
Bankruptcies 15 21 21 -28.6 -28.6 79 107 -26.2
Proposals 16 18 19 -11.1 -15.8 74 84 -11.9
British Columbia 2,876 2,867 2,706 0.3 6.3 11,802 11,696 0.9
Bankruptcies 1,752 1,678 1,744 4.4 0.5 7,130 7,562 -5.7
Proposals 1,124 1,189 962 -5.5 16.8 4,672 4,134 13.0
Vancouver Island and Coast 624 609 576 2.5 8.3 2,521 2,433 3.6
Bankruptcies 420 370 377 13.5 11.4 1,622 1,616 0.4
Proposals 204 239 199 -14.6 2.5 899 817 10.0
Lower Mainland – Southwest 1,589 1,606 1,460 -1.1 8.8 6,546 6,342 3.2
Bankruptcies 902 937 908 -3.7 -0.7 3,833 3,991 -4.0
Proposals 687 669 552 2.7 24.5 2,713 2,351 15.4
Thompson – Okanagan 400 379 389 5.5 2.8 1,645 1,754 -6.2
Bankruptcies 248 201 249 23.4 -0.4 961 1,120 -14.2
Proposals 152 178 140 -14.6 8.6 684 634 7.9
Kootenay 92 100 101 -8.0 -8.9 396 401 -1.2
Bankruptcies 58 58 80 0.0 -27.5 248 291 -14.8
Proposals 34 42 21 -19.0 61.9 148 110 34.5
Cariboo 125 129 115 -3.1 8.7 490 492 -0.4
Bankruptcies 89 82 75 8.5 18.7 327 336 -2.7
Proposals 36 47 40 -23.4 -10.0 163 156 4.5
North Coast 21 7 23 200.0 -8.7 54 95 -43.2
Bankruptcies 19 2 18 850.0 5.6 39 69 -43.5
Proposals 2 5 5 -60.0 -60.0 15 26 -42.3
Nechako 12 13 13 -7.7 -7.7 60 54 11.1
Bankruptcies 9 10 11 -10.0 -18.2 40 38 5.3
Proposals 3 3 2 0.0 50.0 20 16 25.0
Northeast 13 23 27 -43.5 -51.9 90 125 -28.0
Bankruptcies 7 18 25 -61.1 -72.0 60 101 -40.6
Proposals 6 5 2 20.0 200.0 30 24 25.0
Northwest Territories 18 13 18 38.5 0.0 51 53 -3.8
Bankruptcies 11 9 11 22.2 0.0 31 29 6.9
Proposals 7 4 7 75.0 0.0 20 24 -16.7
Yukon 11 4 15 175.0 -26.7 29 37 -21.6
Bankruptcies 8 3 10 166.7 -20.0 20 23 -13.0
Proposals 3 1 5 200.0 -40.0 9 14 -35.7
Nunavut 2 1 1 100.0 100.0 5 3 66.7
Bankruptcies 1 1 0 0.0 -- 3 0 --
Proposals 1 0 1 -- 0.0 2 3 -33.3
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