Insolvency Statistics in Canada—Third Quarter of 2014

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region Volume % Change 12-Month Period Ending
Q3 2014 Q2 2014 Q3 2013 Q2 2014 to Q3 2014 Q3 2013 to Q3 2014 09-30-2014 09-30-2013 % Change
Newfoundland and Labrador 378 427 402 -11.5 -6.0 1,555 1,705 -8.8
Bankruptcies 322 386 364 -16.6 -11.5 1,374 1,571 -12.5
Proposals 56 41 38 36.6 47.4 181 134 35.1
Avalon Peninsula 189 189 193 0.0 -2.1 729 806 -9.6
Bankruptcies 154 168 174 -8.3 -11.5 628 724 -13.3
Proposals 35 21 19 66.7 84.2 101 82 23.2
South Coast – Burin Peninsula 19 34 30 -44.1 -36.7 108 133 -18.8
Bankruptcies 19 33 25 -42.4 -24.0 95 127 -25.2
Proposals 0 1 5 -100.0 -100.0 13 6 116.7
West Coast – Northern Peninsula – Labrador 70 84 88 -16.7 -20.5 301 341 -11.7
Bankruptcies 64 73 76 -12.3 -15.8 271 314 -13.7
Proposals 6 11 12 -45.5 -50.0 30 27 11.1
Notre Dame – Central Bonavista Bay 100 122 91 -18.0 9.9 416 425 -2.1
Bankruptcies 85 113 89 -24.8 -4.5 380 406 -6.4
Proposals 15 9 2 66.7 650.0 36 19 89.5
Prince Edward Island 212 174 180 21.8 17.8 722 623 15.9
Bankruptcies 154 130 121 18.5 27.3 509 466 9.2
Proposals 58 44 59 31.8 -1.7 213 157 35.7
Nova Scotia 1,376 1,446 1,251 -4.8 10.0 5,060 4,552 11.2
Bankruptcies 986 1,039 842 -5.1 17.1 3,603 3,200 12.6
Proposals 390 407 409 -4.2 -4.6 1,457 1,352 7.8
Cape Breton 196 215 152 -8.8 28.9 752 666 12.9
Bankruptcies 119 135 96 -11.9 24.0 445 414 7.5
Proposals 77 80 56 -3.8 37.5 307 252 21.8
North Shore 311 287 212 8.4 46.7 1,038 849 22.3
Bankruptcies 217 210 136 3.3 59.6 714 567 25.9
Proposals 94 77 76 22.1 23.7 324 282 14.9
Annapolis Valley 180 206 186 -12.6 -3.2 693 672 3.1
Bankruptcies 162 156 134 3.8 20.9 551 521 5.8
Proposals 18 50 52 -64.0 -65.4 142 151 -6.0
Southern 154 177 193 -13.0 -20.2 555 607 -8.6
Bankruptcies 109 139 137 -21.6 -20.4 429 437 -1.8
Proposals 45 38 56 18.4 -19.6 126 170 -25.9
Halifax 536 559 509 -4.1 5.3 2,023 1,758 15.1
Bankruptcies 379 398 339 -4.8 11.8 1,465 1,261 16.2
Proposals 157 161 170 -2.5 -7.6 558 497 12.3
New Brunswick 1,135 1,158 1,059 -2.0 7.2 4,215 3,833 10.0
Bankruptcies 793 817 740 -2.9 7.2 2,945 2,801 5.1
Proposals 342 341 319 0.3 7.2 1,270 1,032 23.1
Campbellton – Miramichi 170 216 172 -21.3 -1.2 717 687 4.4
Bankruptcies 120 166 120 -27.7 0.0 518 501 3.4
Proposals 50 50 52 0.0 -3.8 199 186 7.0
Moncton – Richibucto 379 371 330 2.2 14.8 1,340 1,162 15.3
Bankruptcies 266 240 224 10.8 18.8 905 835 8.4
Proposals 113 131 106 -13.7 6.6 435 327 33.0
Saint John – St. Stephen 270 273 245 -1.1 10.2 1,001 911 9.9
Bankruptcies 192 183 166 4.9 15.7 675 657 2.7
Proposals 78 90 79 -13.3 -1.3 326 254 28.3
Fredericton – Oromocto 201 181 210 11.0 -4.3 729 680 7.2
Bankruptcies 125 141 150 -11.3 -16.7 526 495 6.3
Proposals 76 40 60 90.0 26.7 203 185 9.7
Edmundston – Woodstock 115 117 102 -1.7 12.7 427 394 8.4
Bankruptcies 90 87 80 3.4 12.5 321 313 2.6
Proposals 25 30 22 -16.7 13.6 106 81 30.9
Quebec 10,134 10,594 9,768 -4.3 3.7 40,865 39,162 4.3
Bankruptcies 5,932 6,425 6,305 -7.7 -5.9 24,354 25,209 -3.4
Proposals 4,202 4,169 3,463 0.8 21.3 16,511 13,953 18.3
Gaspésie – Îles-de-la-Madeleine 96 113 107 -15.0 -10.3 408 412 -1.0
Bankruptcies 62 49 61 26.5 1.6 231 259 -10.8
Proposals 34 64 46 -46.9 -26.1 177 153 15.7
Bas-Saint-Laurent 209 206 216 1.5 -3.2 826 797 3.6
Bankruptcies 129 142 134 -9.2 -3.7 518 530 -2.3
Proposals 80 64 82 25.0 -2.4 308 267 15.4
Capitale-Nationale 631 695 673 -9.2 -6.2 2,677 2,548 5.1
Bankruptcies 396 451 487 -12.2 -18.7 1,742 1,848 -5.7
Proposals 235 244 186 -3.7 26.3 935 700 33.6
Chaudière – Appalaches 391 366 423 6.8 -7.6 1,547 1,404 10.2
Bankruptcies 247 247 305 0.0 -19.0 1,009 992 1.7
Proposals 144 119 118 21.0 22.0 538 412 30.6
Estrie 327 379 372 -13.7 -12.1 1,356 1,437 -5.6
Bankruptcies 226 254 259 -11.0 -12.7 928 1,045 -11.2
Proposals 101 125 113 -19.2 -10.6 428 392 9.2
Centre-du-Québec 276 289 323 -4.5 -14.6 1,133 1,124 0.8
Bankruptcies 150 175 207 -14.3 -27.5 675 738 -8.5
Proposals 126 114 116 10.5 8.6 458 386 18.7
Montérégie 2,061 2,091 2,222 -1.4 -7.2 8,123 8,077 0.6
Bankruptcies 1,117 1,196 1,344 -6.6 -16.9 4,543 5,021 -9.5
Proposals 944 895 878 5.5 7.5 3,580 3,056 17.1
Montréal 2,222 2,412 2,497 -7.9 -11.0 9,061 9,124 -0.7
Bankruptcies 1,374 1,570 1,674 -12.5 -17.9 5,723 6,132 -6.7
Proposals 848 842 823 0.7 3.0 3,338 2,992 11.6
Laval 535 546 422 -2.0 26.8 2,197 2,041 7.6
Bankruptcies 294 321 258 -8.4 14.0 1,269 1,251 1.4
Proposals 241 225 164 7.1 47.0 928 790 17.5
Lanaudière 844 905 613 -6.7 37.7 3,464 3,038 14.0
Bankruptcies 438 486 362 -9.9 21.0 1,730 1,669 3.7
Proposals 406 419 251 -3.1 61.8 1,734 1,369 26.7
Laurentides 1,021 1,079 815 -5.4 25.3 4,134 3,873 6.7
Bankruptcies 569 574 480 -0.9 18.5 2,231 2,217 0.6
Proposals 452 505 335 -10.5 34.9 1,903 1,656 14.9
Outaouais 653 639 441 2.2 48.1 2,436 2,304 5.7
Bankruptcies 377 371 291 1.6 29.6 1,438 1,446 -0.6
Proposals 276 268 150 3.0 84.0 998 858 16.3
Abitibi – Témiscamingue 152 181 110 -16.0 38.2 652 485 34.4
Bankruptcies 86 107 72 -19.6 19.4 392 322 21.7
Proposals 66 74 38 -10.8 73.7 260 163 59.5
Mauricie 328 325 267 0.9 22.8 1,319 1,216 8.5
Bankruptcies 214 228 190 -6.1 12.6 904 898 0.7
Proposals 114 97 77 17.5 48.1 415 318 30.5
Saguenay – Lac-Saint-Jean 302 274 197 10.2 53.3 1,166 990 17.8
Bankruptcies 190 196 139 -3.1 36.7 788 654 20.5
Proposals 112 78 58 43.6 93.1 378 336 12.5
Côte-Nord 71 75 50 -5.3 42.0 305 240 27.1
Bankruptcies 55 48 32 14.6 71.9 201 154 30.5
Proposals 16 27 18 -40.7 -11.1 104 86 20.9
Nord-du-Québec 16 16 18 0.0 -11.1 62 50 24.0
Bankruptcies 9 8 9 12.5 0.0 32 30 6.7
Proposals 7 8 9 -12.5 -22.2 30 20 50.0
Ontario 10,051 10,857 10,754 -7.4 -6.5 41,785 44,908 -7.0
Bankruptcies 4,693 5,117 5,323 -8.3 -11.8 19,832 22,097 -10.3
Proposals 5,358 5,740 5,431 -6.7 -1.3 21,953 22,811 -3.8
Ottawa 960 975 1,055 -1.5 -9.0 3,794 3,927 -3.4
Bankruptcies 565 588 667 -3.9 -15.3 2,213 2,359 -6.2
Proposals 395 387 388 2.1 1.8 1,581 1,568 0.8
Kingston – Pembroke 394 409 455 -3.7 -13.4 1,613 1,802 -10.5
Bankruptcies 208 224 262 -7.1 -20.6 895 1,041 -14.0
Proposals 186 185 193 0.5 -3.6 718 761 -5.7
Muskoka – Kawarthas 296 360 307 -17.8 -3.6 1,344 1,379 -2.5
Bankruptcies 152 171 172 -11.1 -11.6 691 757 -8.7
Proposals 144 189 135 -23.8 6.7 653 622 5.0
Toronto 4,134 4,582 4,368 -9.8 -5.4 17,457 18,690 -6.6
Bankruptcies 1,623 1,860 1,787 -12.7 -9.2 6,907 7,484 -7.7
Proposals 2,511 2,722 2,581 -7.8 -2.7 10,550 11,206 -5.9
Kitchener – Waterloo – Barrie 1,037 1,094 1,085 -5.2 -4.4 4,183 4,528 -7.6
Bankruptcies 504 525 551 -4.0 -8.5 2,067 2,353 -12.2
Proposals 533 569 534 -6.3 -0.2 2,116 2,175 -2.7
Hamilton – Niagara Peninsula 1,113 1,288 1,297 -13.6 -14.2 4,820 5,485 -12.1
Bankruptcies 534 575 640 -7.1 -16.6 2,248 2,636 -14.7
Proposals 579 713 657 -18.8 -11.9 2,572 2,849 -9.7
London 657 693 677 -5.2 -3.0 2,698 2,897 -6.9
Bankruptcies 322 354 368 -9.0 -12.5 1,456 1,659 -12.2
Proposals 335 339 309 -1.2 8.4 1,242 1,238 0.3
Windsor – Sarnia 551 573 590 -3.8 -6.6 2,269 2,518 -9.9
Bankruptcies 276 326 360 -15.3 -23.3 1,267 1,553 -18.4
Proposals 275 247 230 11.3 19.6 1,002 965 3.8
Stratford – Bruce Peninsula 189 200 179 -5.5 5.6 792 815 -2.8
Bankruptcies 114 113 98 0.9 16.3 462 486 -4.9
Proposals 75 87 81 -13.8 -7.4 330 329 0.3
Northeast 615 564 616 9.0 -0.2 2,317 2,349 -1.4
Bankruptcies 330 315 335 4.8 -1.5 1,307 1,402 -6.8
Proposals 285 249 281 14.5 1.4 1,010 947 6.7
Northwest 106 122 124 -13.1 -14.5 497 518 -4.1
Bankruptcies 66 68 82 -2.9 -19.5 318 367 -13.4
Proposals 40 54 42 -25.9 -4.8 179 151 18.5
Manitoba 499 500 469 -0.2 6.4 1,876 1,824 2.9
Bankruptcies 329 303 298 8.6 10.4 1,202 1,199 0.3
Proposals 170 197 171 -13.7 -0.6 674 625 7.8
Southeast 27 36 43 -25.0 -37.2 134 146 -8.2
Bankruptcies 15 26 27 -42.3 -44.4 89 102 -12.7
Proposals 12 10 16 20.0 -25.0 45 44 2.3
South Central 10 25 14 -60.0 -28.6 68 49 38.8
Bankruptcies 8 24 8 -66.7 0.0 55 33 66.7
Proposals 2 1 6 100.0 -66.7 13 16 -18.8
Southwest 51 72 67 -29.2 -23.9 242 220 10.0
Bankruptcies 25 36 30 -30.6 -16.7 118 120 -1.7
Proposals 26 36 37 -27.8 -29.7 124 100 24.0
North Central 20 20 17 0.0 17.6 72 59 22.0
Bankruptcies 15 7 11 114.3 36.4 43 40 7.5
Proposals 5 13 6 -61.5 -16.7 29 19 52.6
Winnipeg 321 292 272 9.9 18.0 1,132 1,143 -1.0
Bankruptcies 220 178 190 23.6 15.8 751 772 -2.7
Proposals 101 114 82 -11.4 23.2 381 371 2.7
Interlake 28 27 17 3.7 64.7 120 88 36.4
Bankruptcies 25 18 11 38.9 127.3 84 56 50.0
Proposals 3 9 6 -66.7 -50.0 36 32 12.5
Parklands 22 8 25 175.0 -12.0 42 63 -33.3
Bankruptcies 12 3 13 300.0 -7.7 20 40 -50.0
Proposals 10 5 12 100.0 -16.7 22 23 -4.3
North 19 17 13 11.8 46.2 68 59 15.3
Bankruptcies 9 10 8 -10.0 12.5 42 37 13.5
Proposals 10 7 5 42.9 100.0 26 22 18.2
Saskatchewan 503 498 442 1.0 13.8 1,891 1,639 15.4
Bankruptcies 276 289 284 -4.5 -2.8 1,102 997 10.5
Proposals 227 209 158 8.6 43.7 789 642 22.9
Regina – Moose Mountain 166 143 94 16.1 76.6 557 417 33.6
Bankruptcies 89 78 46 14.1 93.5 287 215 33.5
Proposals 77 65 48 18.5 60.4 270 202 33.7
Swift Current – Moose Jaw 65 38 61 71.1 6.6 195 203 -3.9
Bankruptcies 32 26 37 23.1 -13.5 116 131 -11.5
Proposals 33 12 24 175.0 37.5 79 72 9.7
Saskatoon – Biggar 145 160 164 -9.4 -11.6 608 546 11.4
Bankruptcies 80 95 115 -15.8 -30.4 354 342 3.5
Proposals 65 65 49 0.0 32.7 254 204 24.5
Yorkton – Melville 28 38 28 -26.3 0.0 128 112 14.3
Bankruptcies 13 20 18 -35.0 -27.8 73 75 -2.7
Proposals 15 18 10 -16.7 50.0 55 37 48.6
Prince Albert 89 107 87 -16.8 2.3 367 333 10.2
Bankruptcies 57 66 60 -13.6 -5.0 251 215 16.7
Proposals 32 41 27 -22.0 18.5 116 118 -1.7
Northern 9 13 7 -30.8 28.6 35 28 25.0
Bankruptcies 5 4 7 25.0 -28.6 20 19 5.3
Proposals 4 9 0 -55.6 -- 15 9 66.7
Alberta 1,969 2,256 1,979 -12.7 -0.5 8,134 8,542 -4.8
Bankruptcies 898 1,065 1,139 -15.7 -21.2 3,956 4,954 -20.1
Proposals 1,071 1,191 840 -10.1 27.5 4,178 3,588 16.4
Lethbridge – Medicine Hat 207 218 148 -5.0 39.9 845 739 14.3
Bankruptcies 95 107 103 -11.2 -7.8 413 475 -13.1
Proposals 112 111 45 0.9 148.9 432 264 63.6
Camrose – Drumheller 80 84 72 -4.8 11.1 333 322 3.4
Bankruptcies 43 43 48 0.0 -10.4 184 206 -10.7
Proposals 37 41 24 -9.8 54.2 149 116 28.4
Calgary 745 859 764 -13.3 -2.5 3,032 3,329 -8.9
Bankruptcies 328 374 423 -12.3 -22.5 1,382 1,978 -30.1
Proposals 417 485 341 -14.0 22.3 1,650 1,351 22.1
Banff – Jasper – Rocky Mountain House 42 38 51 10.5 -17.6 163 193 -15.5
Bankruptcies 16 25 32 -36.0 -50.0 84 125 -32.8
Proposals 26 13 19 100.0 36.8 79 68 16.2
Red Deer 133 156 145 -14.7 -8.3 544 552 -1.4
Bankruptcies 60 68 89 -11.8 -32.6 265 291 -8.9
Proposals 73 88 56 -17.0 30.4 279 261 6.9
Edmonton 634 731 658 -13.3 -3.6 2,644 2,811 -5.9
Bankruptcies 300 345 364 -13.0 -17.6 1,314 1,507 -12.8
Proposals 334 386 294 -13.5 13.6 1,330 1,304 2.0
Athabasca – Grande Prairie – Peace River 90 136 100 -33.8 -10.0 427 433 -1.4
Bankruptcies 43 87 58 -50.6 -25.9 254 287 -11.5
Proposals 47 49 42 -4.1 11.9 173 146 18.5
Wood Buffalo – Cold Lake 38 34 39 11.8 -2.6 146 162 -9.9
Bankruptcies 14 16 21 -12.5 -33.3 60 85 -29.4
Proposals 24 18 18 33.3 33.3 86 77 11.7
British Columbia 2,811 3,086 2,867 -8.9 -2.0 11,504 11,632 -1.1
Bankruptcies 1,502 1,813 1,678 -17.2 -10.5 6,663 7,122 -6.4
Proposals 1,309 1,273 1,189 2.8 10.1 4,841 4,510 7.3
Vancouver Island and Coast 631 677 609 -6.8 3.6 2,538 2,473 2.6
Bankruptcies 366 413 370 -11.4 -1.1 1,582 1,579 0.2
Proposals 265 264 239 0.4 10.9 956 894 6.9
Lower Mainland – Southwest 1,572 1,689 1,606 -6.9 -2.1 6,354 6,417 -1.0
Bankruptcies 782 954 937 -18.0 -16.5 3,490 3,839 -9.1
Proposals 790 735 669 7.5 18.1 2,864 2,578 11.1
Thompson – Okanagan 380 421 379 -9.7 0.3 1,556 1,634 -4.8
Bankruptcies 219 249 201 -12.0 9.0 911 962 -5.3
Proposals 161 172 178 -6.4 -9.6 645 672 -4.0
Kootenay 84 110 100 -23.6 -16.0 369 406 -9.1
Bankruptcies 55 81 58 -32.1 -5.2 245 271 -9.6
Proposals 29 29 42 0.0 -31.0 124 135 -8.1
Cariboo 100 120 129 -16.7 -22.5 480 480 0.0
Bankruptcies 55 77 82 -28.6 -32.9 307 313 -1.9
Proposals 45 43 47 4.7 -4.3 173 167 3.6
North Coast 7 20 7 -65.0 0.0 60 56 7.1
Bankruptcies 4 15 2 -73.3 100.0 44 38 15.8
Proposals 3 5 5 -40.0 -40.0 16 18 -11.1
Nechako 18 20 13 -10.0 38.5 69 61 13.1
Bankruptcies 14 9 10 55.6 40.0 43 42 2.4
Proposals 4 11 3 -63.6 33.3 26 19 36.8
Northeast 18 29 23 -37.9 -21.7 76 103 -26.2
Bankruptcies 7 15 18 -53.3 -61.1 40 77 -48.1
Proposals 11 14 5 -21.4 120.0 36 26 38.5
Northwest Territories 8 11 13 -27.3 -38.5 51 51 0.0
Bankruptcies 3 6 9 -50.0 -66.7 27 31 -12.9
Proposals 5 5 4 0.0 25.0 24 20 20.0
Yukon 11 11 4 0.0 175.0 42 33 27.3
Bankruptcies 7 6 3 16.7 133.3 28 22 27.3
Proposals 4 5 1 -20.0 300.0 14 11 27.3
Nunavut 1 0 1 -- 0.0 6 4 50.0
Bankruptcies 0 0 1 -- -100.0 3 2 50.0
Proposals 1 0 0 -- -- 3 2 50.0
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