Insolvency Statistics in Canada—Fourth Quarter of 2014

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region Volume % Change 12-Month Period Ending
Q4 2014 Q3 2014 Q4 2013 Q3 2014 to Q4 2014 Q4 2013 to Q4 2014 12-31-2014 12-31-2013 % Change
Newfoundland and Labrador 362 378 372 -4.2 -2.7 1,545 1,678 -7.9
Bankruptcies 300 322 326 -6.8 -8.0 1,348 1,524 -11.5
Proposals 62 56 46 10.7 34.8 197 154 27.9
Avalon Peninsula 166 189 173 -12.2 -4.0 722 810 -10.9
Bankruptcies 139 154 146 -9.7 -4.8 620 719 -13.8
Proposals 27 35 27 -22.9 0.0 102 91 12.1
South Coast – Burin Peninsula 22 19 20 15.8 10.0 109 118 -7.6
Bankruptcies 19 19 16 0.0 18.8 97 109 -11.0
Proposals 3 0 4 -- -25.0 12 9 33.3
West Coast – Northern Peninsula – Labrador 72 70 88 2.9 -18.2 286 337 -15.1
Bankruptcies 54 64 77 -15.6 -29.9 248 301 -17.6
Proposals 18 6 11 200.0 63.6 38 36 5.6
Notre Dame – Central Bonavista Bay 102 100 91 2.0 12.1 427 413 3.4
Bankruptcies 89 85 87 4.7 2.3 382 395 -3.3
Proposals 13 15 4 -13.3 225.0 45 18 150.0
Prince Edward Island 163 212 164 -23.1 -0.6 721 617 16.9
Bankruptcies 102 154 109 -33.8 -6.4 502 440 14.1
Proposals 61 58 55 5.2 10.9 219 177 23.7
Nova Scotia 1,284 1,376 1,117 -6.7 15.0 5,227 4,660 12.2
Bankruptcies 942 986 819 -4.5 15.0 3,726 3,295 13.1
Proposals 342 390 298 -12.3 14.8 1,501 1,365 10.0
Cape Breton 213 196 167 8.7 27.5 799 657 21.6
Bankruptcies 139 119 99 16.8 40.4 485 404 20.0
Proposals 74 77 68 -3.9 8.8 314 253 24.1
North Shore 236 311 244 -24.1 -3.3 1,031 900 14.6
Bankruptcies 175 217 171 -19.4 2.3 718 597 20.3
Proposals 61 94 73 -35.1 -16.4 313 303 3.3
Annapolis Valley 198 180 146 10.0 35.6 744 680 9.4
Bankruptcies 159 162 119 -1.9 33.6 591 529 11.7
Proposals 39 18 27 116.7 44.4 153 151 1.3
Southern 151 154 101 -1.9 49.5 605 573 5.6
Bankruptcies 110 109 86 0.9 27.9 453 423 7.1
Proposals 41 45 15 -8.9 173.3 152 150 1.3
Halifax 486 536 459 -9.3 5.9 2,049 1,851 10.7
Bankruptcies 360 379 345 -5.0 4.3 1,479 1,343 10.1
Proposals 126 157 114 -19.7 10.5 570 508 12.2
New Brunswick 1,081 1,135 988 -4.8 9.4 4,308 3,955 8.9
Bankruptcies 766 793 690 -3.4 11.0 3,021 2,846 6.1
Proposals 315 342 298 -7.9 5.7 1,287 1,109 16.1
Campbellton – Miramichi 216 170 171 27.1 26.3 764 695 9.9
Bankruptcies 168 120 111 40.0 51.4 577 499 15.6
Proposals 48 50 60 -4.0 -20.0 187 196 -4.6
Moncton – Richibucto 337 379 319 -11.1 5.6 1,359 1,210 12.3
Bankruptcies 231 266 219 -13.2 5.5 917 848 8.1
Proposals 106 113 100 -6.2 6.0 442 362 22.1
Saint John – St. Stephen 245 270 253 -9.3 -3.2 993 954 4.1
Bankruptcies 171 192 172 -10.9 -0.6 674 672 0.3
Proposals 74 78 81 -5.1 -8.6 319 282 13.1
Fredericton – Oromocto 175 201 153 -12.9 14.4 751 685 9.6
Bankruptcies 112 125 119 -10.4 -5.9 519 504 3.0
Proposals 63 76 34 -17.1 85.3 232 181 28.2
Edmundston – Woodstock 108 115 92 -6.1 17.4 442 410 7.8
Bankruptcies 84 90 69 -6.7 21.7 335 323 3.7
Proposals 24 25 23 -4.0 4.3 107 87 23.0
Quebec 10,555 10,134 9,866 4.2 7.0 41,554 39,947 4.0
Bankruptcies 6,107 5,932 6,014 3.0 1.5 24,447 25,221 -3.1
Proposals 4,448 4,202 3,852 5.9 15.5 17,107 14,726 16.2
Gaspésie – Îles-de-la-Madeleine 106 96 98 10.4 8.2 416 422 -1.4
Bankruptcies 51 62 58 -17.7 -12.1 224 260 -13.8
Proposals 55 34 40 61.8 37.5 192 162 18.5
Bas-Saint-Laurent 235 209 202 12.4 16.3 858 806 6.5
Bankruptcies 142 129 129 10.1 10.1 531 530 0.2
Proposals 93 80 73 16.3 27.4 327 276 18.5
Capitale-Nationale 695 631 684 10.1 1.6 2,686 2,629 2.2
Bankruptcies 456 396 465 15.2 -1.9 1,732 1,850 -6.4
Proposals 239 235 219 1.7 9.1 954 779 22.5
Chaudière – Appalaches 359 391 407 -8.2 -11.8 1,500 1,511 -0.7
Bankruptcies 226 247 265 -8.5 -14.7 970 1,040 -6.7
Proposals 133 144 142 -7.6 -6.3 530 471 12.5
Estrie 394 327 322 20.5 22.4 1,428 1,417 0.8
Bankruptcies 244 226 231 8.0 5.6 941 1,013 -7.1
Proposals 150 101 91 48.5 64.8 487 404 20.5
Centre-du-Québec 284 276 293 2.9 -3.1 1,125 1,190 -5.5
Bankruptcies 149 150 191 -0.7 -22.0 633 769 -17.7
Proposals 135 126 102 7.1 32.4 492 421 16.9
Montérégie 2,081 2,061 1,980 1.0 5.1 8,224 8,217 0.1
Bankruptcies 1,122 1,117 1,144 0.4 -1.9 4,521 4,967 -9.0
Proposals 959 944 836 1.6 14.7 3,703 3,250 13.9
Montréal 2,185 2,222 2,182 -1.7 0.1 9,064 9,294 -2.5
Bankruptcies 1,319 1,374 1,390 -4.0 -5.1 5,652 6,143 -8.0
Proposals 866 848 792 2.1 9.3 3,412 3,151 8.3
Laval 565 535 557 5.6 1.4 2,205 2,068 6.6
Bankruptcies 286 294 322 -2.7 -11.2 1,233 1,254 -1.7
Proposals 279 241 235 15.8 18.7 972 814 19.4
Lanaudière 873 844 813 3.4 7.4 3,523 3,145 12.0
Bankruptcies 477 438 401 8.9 19.0 1,806 1,671 8.1
Proposals 396 406 412 -2.5 -3.9 1,717 1,474 16.5
Laurentides 1,080 1,021 988 5.8 9.3 4,226 3,908 8.1
Bankruptcies 588 569 550 3.3 6.9 2,269 2,224 2.0
Proposals 492 452 438 8.8 12.3 1,957 1,684 16.2
Outaouais 703 653 517 7.7 36.0 2,623 2,265 15.8
Bankruptcies 380 377 328 0.8 15.9 1,491 1,425 4.6
Proposals 323 276 189 17.0 70.9 1,132 840 34.8
Abitibi – Témiscamingue 183 152 154 20.4 18.8 682 513 32.9
Bankruptcies 116 86 96 34.9 20.8 413 326 26.7
Proposals 67 66 58 1.5 15.5 269 187 43.9
Mauricie 355 328 336 8.2 5.7 1,338 1,249 7.1
Bankruptcies 245 214 234 14.5 4.7 915 901 1.6
Proposals 110 114 102 -3.5 7.8 423 348 21.6
Saguenay – Lac-Saint-Jean 345 302 245 14.2 40.8 1,266 1,009 25.5
Bankruptcies 232 190 161 22.1 44.1 859 665 29.2
Proposals 113 112 84 0.9 34.5 407 344 18.3
Côte-Nord 94 71 75 32.4 25.3 324 255 27.1
Bankruptcies 63 55 43 14.5 46.5 221 157 40.8
Proposals 31 16 32 93.8 -3.1 103 98 5.1
Nord-du-Québec 18 16 13 12.5 38.5 67 49 36.7
Bankruptcies 12 9 6 33.3 100.0 38 27 40.7
Proposals 6 7 7 -14.3 -14.3 29 22 31.8
Ontario 9,981 10,051 10,658 -0.7 -6.4 41,108 44,134 -6.9
Bankruptcies 4,774 4,693 5,372 1.7 -11.1 19,234 21,773 -11.7
Proposals 5,207 5,358 5,286 -2.8 -1.5 21,874 22,361 -2.2
Ottawa 1,015 960 983 5.7 3.3 3,826 3,981 -3.9
Bankruptcies 617 565 592 9.2 4.2 2,238 2,417 -7.4
Proposals 398 395 391 0.8 1.8 1,588 1,564 1.5
Kingston – Pembroke 424 394 396 7.6 7.1 1,642 1,781 -7.8
Bankruptcies 216 208 234 3.8 -7.7 878 1,019 -13.8
Proposals 208 186 162 11.8 28.4 764 762 0.3
Muskoka – Kawarthas 329 296 347 11.1 -5.2 1,325 1,366 -3.0
Bankruptcies 159 152 195 4.6 -18.5 654 736 -11.1
Proposals 170 144 152 18.1 11.8 671 630 6.5
Toronto 4,036 4,134 4,460 -2.4 -9.5 17,035 18,329 -7.1
Bankruptcies 1,622 1,623 1,827 -0.1 -11.2 6,703 7,362 -9.0
Proposals 2,414 2,511 2,633 -3.9 -8.3 10,332 10,967 -5.8
Kitchener – Waterloo – Barrie 993 1,037 1,038 -4.2 -4.3 4,139 4,405 -6.0
Bankruptcies 492 504 550 -2.4 -10.5 2,010 2,288 -12.2
Proposals 501 533 488 -6.0 2.7 2,129 2,117 0.6
Hamilton – Niagara Peninsula 1,121 1,113 1,204 0.7 -6.9 4,737 5,288 -10.4
Bankruptcies 537 534 595 0.6 -9.7 2,190 2,528 -13.4
Proposals 584 579 609 0.9 -4.1 2,547 2,760 -7.7
London 666 657 694 1.4 -4.0 2,670 2,813 -5.1
Bankruptcies 344 322 422 6.8 -18.5 1,378 1,628 -15.4
Proposals 322 335 272 -3.9 18.4 1,292 1,185 9.0
Windsor – Sarnia 515 551 625 -6.5 -17.6 2,159 2,491 -13.3
Bankruptcies 273 276 384 -1.1 -28.9 1,156 1,546 -25.2
Proposals 242 275 241 -12.0 0.4 1,003 945 6.1
Stratford – Bruce Peninsula 182 189 212 -3.7 -14.2 763 810 -5.8
Bankruptcies 110 114 126 -3.5 -12.7 447 477 -6.3
Proposals 72 75 86 -4.0 -16.3 316 333 -5.1
Northeast 575 615 579 -6.5 -0.7 2,312 2,368 -2.4
Bankruptcies 314 330 361 -4.8 -13.0 1,259 1,427 -11.8
Proposals 261 285 218 -8.4 19.7 1,053 941 11.9
Northwest 125 106 121 17.9 3.3 501 502 -0.2
Bankruptcies 89 66 86 34.8 3.5 321 346 -7.2
Proposals 36 40 35 -10.0 2.9 180 156 15.4
Manitoba 497 499 482 -0.4 3.1 1,891 1,852 2.1
Bankruptcies 325 329 327 -1.2 -0.6 1,200 1,214 -1.2
Proposals 172 170 155 1.2 11.0 691 638 8.3
Southeast 34 27 41 25.9 -17.1 127 152 -16.4
Bankruptcies 23 15 30 53.3 -23.3 82 102 -19.6
Proposals 11 12 11 -8.3 0.0 45 50 -10.0
South Central 18 10 18 80.0 0.0 67 57 17.5
Bankruptcies 14 8 12 75.0 16.7 56 37 51.4
Proposals 4 2 6 100.0 -33.3 11 20 -45.0
Southwest 65 51 53 27.5 22.6 254 221 14.9
Bankruptcies 39 25 26 56.0 50.0 131 112 17.0
Proposals 26 26 27 0.0 -3.7 123 109 12.8
North Central 25 20 16 25.0 56.3 81 66 22.7
Bankruptcies 15 15 14 0.0 7.1 44 47 -6.4
Proposals 10 5 2 100.0 400.0 37 19 94.7
Winnipeg 295 321 287 -8.1 2.8 1,139 1,138 0.1
Bankruptcies 197 220 197 -10.5 0.0 751 775 -3.1
Proposals 98 101 90 -3.0 8.9 388 363 6.9
Interlake 19 28 40 -32.1 -52.5 99 104 -4.8
Bankruptcies 13 25 30 -48.0 -56.7 67 70 -4.3
Proposals 6 3 10 100.0 -40.0 32 34 -5.9
Parklands 21 22 6 -4.5 250.0 58 52 11.5
Bankruptcies 10 12 2 -16.7 400.0 28 27 3.7
Proposals 11 10 4 10.0 175.0 30 25 20.0
North 20 19 21 5.3 -4.8 66 62 6.5
Bankruptcies 16 9 17 77.8 -5.9 41 44 -6.8
Proposals 4 10 4 -60.0 0.0 25 18 38.9
Saskatchewan 462 503 415 -8.2 11.3 1,938 1,690 14.7
Bankruptcies 254 276 251 -8.0 1.2 1,105 1,038 6.5
Proposals 208 227 164 -8.4 26.8 833 652 27.8
Regina – Moose Mountain 151 166 104 -9.0 45.2 603 428 40.9
Bankruptcies 82 89 44 -7.9 86.4 325 211 54.0
Proposals 69 77 60 -10.4 15.0 278 217 28.1
Swift Current – Moose Jaw 42 65 48 -35.4 -12.5 188 205 -8.3
Bankruptcies 31 32 29 -3.1 6.9 118 127 -7.1
Proposals 11 33 19 -66.7 -42.1 70 78 -10.3
Saskatoon – Biggar 138 145 127 -4.8 8.7 619 567 9.2
Bankruptcies 73 80 80 -8.8 -8.8 347 362 -4.1
Proposals 65 65 47 0.0 38.3 272 205 32.7
Yorkton – Melville 39 28 33 39.3 18.2 134 125 7.2
Bankruptcies 21 13 23 61.5 -8.7 71 85 -16.5
Proposals 18 15 10 20.0 80.0 63 40 57.5
Prince Albert 83 89 94 -6.7 -11.7 357 337 5.9
Bankruptcies 42 57 68 -26.3 -38.2 225 232 -3.0
Proposals 41 32 26 28.1 57.7 132 105 25.7
Northern 8 9 7 -11.1 14.3 36 29 24.1
Bankruptcies 5 5 6 0.0 -16.7 19 22 -13.6
Proposals 3 4 1 -25.0 200.0 17 7 142.9
Alberta 2,008 1,969 1,861 2.0 7.9 8,281 8,258 0.3
Bankruptcies 893 898 990 -0.6 -9.8 3,859 4,689 -17.7
Proposals 1,115 1,071 871 4.1 28.0 4,422 3,569 23.9
Lethbridge – Medicine Hat 200 207 212 -3.4 -5.7 834 755 10.5
Bankruptcies 75 95 108 -21.1 -30.6 381 463 -17.7
Proposals 125 112 104 11.6 20.2 453 292 55.1
Camrose – Drumheller 65 80 74 -18.8 -12.2 324 317 2.2
Bankruptcies 30 43 49 -30.2 -38.8 165 210 -21.4
Proposals 35 37 25 -5.4 40.0 159 107 48.6
Calgary 766 745 696 2.8 10.1 3,101 3,152 -1.6
Bankruptcies 329 328 354 0.3 -7.1 1,356 1,785 -24.0
Proposals 437 417 342 4.8 27.8 1,745 1,367 27.7
Banff – Jasper – Rocky Mountain House 31 42 40 -26.2 -22.5 154 194 -20.6
Bankruptcies 19 16 24 18.8 -20.8 79 127 -37.8
Proposals 12 26 16 -53.8 -25.0 75 67 11.9
Red Deer 142 133 116 6.8 22.4 569 542 5.0
Bankruptcies 54 60 59 -10.0 -8.5 259 295 -12.2
Proposals 88 73 57 20.5 54.4 310 247 25.5
Edmonton 630 634 618 -0.6 1.9 2,656 2,744 -3.2
Bankruptcies 299 300 331 -0.3 -9.7 1,282 1,466 -12.6
Proposals 331 334 287 -0.9 15.3 1,374 1,278 7.5
Athabasca – Grande Prairie – Peace River 122 90 74 35.6 64.9 474 400 18.5
Bankruptcies 67 43 49 55.8 36.7 271 264 2.7
Proposals 55 47 25 17.0 120.0 203 136 49.3
Wood Buffalo – Cold Lake 52 38 31 36.8 67.7 168 153 9.8
Bankruptcies 20 14 15 42.9 33.3 65 79 -17.7
Proposals 32 24 16 33.3 100.0 103 74 39.2
British Columbia 2,755 2,811 2,876 -2.0 -4.2 11,383 11,802 -3.6
Bankruptcies 1,434 1,502 1,752 -4.5 -18.2 6,345 7,130 -11.0
Proposals 1,321 1,309 1,124 0.9 17.5 5,038 4,672 7.8
Vancouver Island and Coast 570 631 624 -9.7 -8.7 2,484 2,521 -1.5
Bankruptcies 337 366 420 -7.9 -19.8 1,499 1,622 -7.6
Proposals 233 265 204 -12.1 14.2 985 899 9.6
Lower Mainland – Southwest 1,558 1,572 1,589 -0.9 -2.0 6,324 6,546 -3.4
Bankruptcies 771 782 902 -1.4 -14.5 3,360 3,833 -12.3
Proposals 787 790 687 -0.4 14.6 2,964 2,713 9.3
Thompson – Okanagan 360 380 400 -5.3 -10.0 1,517 1,645 -7.8
Bankruptcies 185 219 248 -15.5 -25.4 848 961 -11.8
Proposals 175 161 152 8.7 15.1 669 684 -2.2
Kootenay 84 84 92 0.0 -8.7 362 396 -8.6
Bankruptcies 48 55 58 -12.7 -17.2 236 248 -4.8
Proposals 36 29 34 24.1 5.9 126 148 -14.9
Cariboo 131 100 125 31.0 4.8 486 490 -0.8
Bankruptcies 71 55 89 29.1 -20.2 289 327 -11.6
Proposals 60 45 36 33.3 66.7 197 163 20.9
North Coast 11 7 21 57.1 -47.6 51 54 -5.6
Bankruptcies 6 4 19 50.0 -68.4 32 39 -17.9
Proposals 5 3 2 66.7 150.0 19 15 26.7
Nechako 15 18 12 -16.7 25.0 72 60 20.0
Bankruptcies 11 14 9 -21.4 22.2 44 40 10.0
Proposals 4 4 3 0.0 33.3 28 20 40.0
Northeast 25 18 13 38.9 92.3 88 90 -2.2
Bankruptcies 4 7 7 -42.9 -42.9 37 60 -38.3
Proposals 21 11 6 90.9 250.0 51 30 70.0
Northwest Territories 16 8 18 100.0 -11.1 49 51 -3.9
Bankruptcies 10 3 11 233.3 -9.1 26 31 -16.1
Proposals 6 5 7 20.0 -14.3 23 20 15.0
Yukon 8 11 11 -27.3 -27.3 39 29 34.5
Bankruptcies 2 7 8 -71.4 -75.0 22 20 10.0
Proposals 6 4 3 50.0 100.0 17 9 88.9
Nunavut 2 1 2 100.0 0.0 6 5 20.0
Bankruptcies 2 0 1 -- 100.0 4 3 33.3
Proposals 0 1 1 -100.0 -100.0 2 2 0.0
Date modified: