Insolvency Statistics in Canada—First Quarter of 2015

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region Volume % Change 12-Month Period Ending
Q1 2015 Q4 2014 Q1 2014 Q4 2014 to Q1 2015 Q1 2014 to Q1 2015 03-31-2015 03-31-2014 % Change
Newfoundland and Labrador 392 362 378 8.3 3.7 1,559 1,625 -4.1
Bankruptcies 330 300 340 10.0 -2.9 1,338 1,462 -8.5
Proposals 62 62 38 0.0 63.2 221 163 35.6
Avalon Peninsula 199 166 179 19.9 11.2 741 776 -4.5
Bankruptcies 167 139 160 20.1 4.4 626 688 -9.0
Proposals 32 27 19 18.5 68.4 115 88 30.7
South Coast – Burin Peninsula 18 22 34 -18.2 -47.1 94 119 -21.0
Bankruptcies 14 19 26 -26.3 -46.2 85 102 -16.7
Proposals 4 3 8 33.3 -50.0 9 17 -47.1
West Coast – Northern Peninsula – Labrador 85 72 60 18.1 41.7 311 326 -4.6
Bankruptcies 71 54 58 31.5 22.4 262 288 -9.0
Proposals 14 18 2 -22.2 600.0 49 38 28.9
Notre Dame – Central Bonavista Bay 90 102 104 -11.8 -13.5 413 404 2.2
Bankruptcies 78 89 95 -12.4 -17.9 365 383 -4.7
Proposals 12 13 9 -7.7 33.3 48 21 128.6
Prince Edward Island 179 163 172 9.8 4.1 728 661 10.1
Bankruptcies 119 102 116 16.7 2.6 505 456 10.7
Proposals 60 61 56 -1.6 7.1 223 205 8.8
Nova Scotia 1,208 1,284 1,121 -5.9 7.8 5,314 4,764 11.5
Bankruptcies 803 942 759 -14.8 5.8 3,770 3,331 13.2
Proposals 405 342 362 18.4 11.9 1,544 1,433 7.7
Cape Breton 176 213 175 -17.4 0.6 799 688 16.1
Bankruptcies 89 139 92 -36.0 -3.3 481 409 17.6
Proposals 87 74 83 17.6 4.8 318 279 14.0
North Shore 217 236 196 -8.1 10.7 1,051 909 15.6
Bankruptcies 148 175 116 -15.4 27.6 750 592 26.7
Proposals 69 61 80 13.1 -13.8 301 317 -5.0
Annapolis Valley 174 198 160 -12.1 8.7 758 691 9.7
Bankruptcies 123 159 114 -22.6 7.9 600 522 14.9
Proposals 51 39 46 30.8 10.9 158 169 -6.5
Southern 137 151 123 -9.3 11.4 619 576 7.5
Bankruptcies 93 110 95 -15.5 -2.1 450 440 2.3
Proposals 44 41 28 7.3 57.1 169 136 24.3
Halifax 505 486 467 3.9 8.1 2,087 1,902 9.7
Bankruptcies 351 360 342 -2.5 2.6 1,488 1,369 8.7
Proposals 154 126 125 22.2 23.2 599 533 12.4
New Brunswick 933 1,081 934 -13.7 -0.1 4,307 3,998 7.7
Bankruptcies 619 766 645 -19.2 -4.0 2,995 2,834 5.7
Proposals 314 315 289 -0.3 8.7 1,312 1,164 12.7
Campbellton – Miramichi 169 216 160 -21.8 5.6 774 705 9.8
Bankruptcies 121 168 121 -28.0 0.0 577 508 13.6
Proposals 48 48 39 0.0 23.1 197 197 0.0
Moncton – Richibucto 294 337 270 -12.8 8.9 1,382 1,214 13.8
Bankruptcies 191 231 179 -17.3 6.7 929 829 12.1
Proposals 103 106 91 -2.8 13.2 453 385 17.7
Saint John – St. Stephen 210 245 205 -14.3 2.4 998 934 6.9
Bankruptcies 125 171 128 -26.9 -2.3 670 642 4.4
Proposals 85 74 77 14.9 10.4 328 292 12.3
Fredericton – Oromocto 157 175 193 -10.3 -18.7 714 717 -0.4
Bankruptcies 112 112 141 0.0 -20.6 490 522 -6.1
Proposals 45 63 52 -28.6 -13.5 224 195 14.9
Edmundston – Woodstock 102 108 104 -5.6 -1.9 440 428 2.8
Bankruptcies 70 84 75 -16.7 -6.7 330 333 -0.9
Proposals 32 24 29 33.3 10.3 110 95 15.8
Quebec 11,129 10,555 10,271 5.4 8.4 42,412 40,448 4.9
Bankruptcies 5,904 6,107 5,983 -3.3 -1.3 24,368 25,070 -2.8
Proposals 5,225 4,448 4,288 17.5 21.9 18,044 15,378 17.3
Gaspésie – Îles-de-la-Madeleine 144 106 100 35.8 44.0 460 395 16.5
Bankruptcies 64 51 62 25.5 3.2 226 237 -4.6
Proposals 80 55 38 45.5 110.5 234 158 48.1
Bas-Saint-Laurent 223 235 208 -5.1 7.2 874 802 9.0
Bankruptcies 121 142 118 -14.8 2.5 534 500 6.8
Proposals 102 93 90 9.7 13.3 340 302 12.6
Capitale-Nationale 788 695 666 13.4 18.3 2,808 2,676 4.9
Bankruptcies 468 456 430 2.6 8.8 1,770 1,858 -4.7
Proposals 320 239 236 33.9 35.6 1,038 818 26.9
Chaudière – Appalaches 421 359 384 17.3 9.6 1,537 1,606 -4.3
Bankruptcies 236 226 250 4.4 -5.6 956 1,102 -13.2
Proposals 185 133 134 39.1 38.1 581 504 15.3
Estrie 413 394 328 4.8 25.9 1,513 1,372 10.3
Bankruptcies 246 244 217 0.8 13.4 970 957 1.4
Proposals 167 150 111 11.3 50.5 543 415 30.8
Centre-du-Québec 311 284 275 9.5 13.1 1,160 1,208 -4.0
Bankruptcies 161 149 159 8.1 1.3 635 761 -16.6
Proposals 150 135 116 11.1 29.3 525 447 17.4
Montérégie 2,031 2,081 1,991 -2.4 2.0 8,263 8,299 -0.4
Bankruptcies 1,062 1,122 1,086 -5.3 -2.2 4,497 4,853 -7.3
Proposals 969 959 905 1.0 7.1 3,766 3,446 9.3
Montréal 2,349 2,185 2,245 7.5 4.6 9,168 9,301 -1.4
Bankruptcies 1,304 1,319 1,389 -1.1 -6.1 5,567 6,095 -8.7
Proposals 1,045 866 856 20.7 22.1 3,601 3,206 12.3
Laval 602 565 559 6.5 7.7 2,249 2,092 7.5
Bankruptcies 293 286 332 2.4 -11.7 1,194 1,241 -3.8
Proposals 309 279 227 10.8 36.1 1,055 851 24.0
Lanaudière 901 873 902 3.2 -0.1 3,523 3,246 8.5
Bankruptcies 425 477 406 -10.9 4.7 1,826 1,660 10.0
Proposals 476 396 496 20.2 -4.0 1,697 1,586 7.0
Laurentides 1,197 1,080 1,047 10.8 14.3 4,376 3,962 10.4
Bankruptcies 581 588 538 -1.2 8.0 2,311 2,214 4.4
Proposals 616 492 509 25.2 21.0 2,065 1,748 18.1
Outaouais 715 703 627 1.7 14.0 2,712 2,251 20.5
Bankruptcies 334 380 362 -12.1 -7.7 1,463 1,403 4.3
Proposals 381 323 265 18.0 43.8 1,249 848 47.3
Abitibi – Témiscamingue 218 183 165 19.1 32.1 734 567 29.5
Bankruptcies 121 116 103 4.3 17.5 430 357 20.4
Proposals 97 67 62 44.8 56.5 304 210 44.8
Mauricie 389 355 330 9.6 17.9 1,398 1,268 10.3
Bankruptcies 241 245 227 -1.6 6.2 929 900 3.2
Proposals 148 110 103 34.5 43.7 469 368 27.4
Saguenay – Lac-Saint-Jean 340 345 345 -1.4 -1.4 1,262 1,066 18.4
Bankruptcies 193 232 241 -16.8 -19.9 811 731 10.9
Proposals 147 113 104 30.1 41.3 451 335 34.6
Côte-Nord 72 94 85 -23.4 -15.3 312 285 9.5
Bankruptcies 46 63 55 -27.0 -16.4 212 174 21.8
Proposals 26 31 30 -16.1 -13.3 100 111 -9.9
Nord-du-Québec 14 18 15 -22.2 -6.7 66 56 17.9
Bankruptcies 8 12 8 -33.3 0.0 38 28 35.7
Proposals 6 6 7 0.0 -14.3 28 28 0.0
Ontario 9,865 9,981 10,219 -1.2 -3.5 40,754 43,619 -6.6
Bankruptcies 4,315 4,774 4,650 -9.6 -7.2 18,899 21,369 -11.6
Proposals 5,550 5,207 5,569 6.6 -0.3 21,855 22,250 -1.8
Ottawa 892 1,015 877 -12.1 1.7 3,841 3,899 -1.5
Bankruptcies 490 617 469 -20.6 4.5 2,259 2,313 -2.3
Proposals 402 398 408 1.0 -1.5 1,582 1,586 -0.3
Kingston – Pembroke 397 424 415 -6.4 -4.3 1,624 1,781 -8.8
Bankruptcies 186 216 230 -13.9 -19.1 834 1,006 -17.1
Proposals 211 208 185 1.4 14.1 790 775 1.9
Muskoka – Kawarthas 263 329 341 -20.1 -22.9 1,247 1,373 -9.2
Bankruptcies 116 159 173 -27.0 -32.9 597 751 -20.5
Proposals 147 170 168 -13.5 -12.5 650 622 4.5
Toronto 3,978 4,036 4,283 -1.4 -7.1 16,729 18,181 -8.0
Bankruptcies 1,516 1,622 1,598 -6.5 -5.1 6,621 7,351 -9.9
Proposals 2,462 2,414 2,685 2.0 -8.3 10,108 10,830 -6.7
Kitchener – Waterloo – Barrie 1,035 993 1,013 4.2 2.2 4,160 4,324 -3.8
Bankruptcies 452 492 487 -8.1 -7.2 1,974 2,233 -11.6
Proposals 583 501 526 16.4 10.8 2,186 2,091 4.5
Hamilton – Niagara Peninsula 1,170 1,121 1,215 4.4 -3.7 4,691 5,138 -8.7
Bankruptcies 494 537 544 -8.0 -9.2 2,139 2,460 -13.0
Proposals 676 584 671 15.8 0.7 2,552 2,678 -4.7
London 655 666 654 -1.7 0.2 2,671 2,815 -5.1
Bankruptcies 292 344 358 -15.1 -18.4 1,312 1,605 -18.3
Proposals 363 322 296 12.7 22.6 1,359 1,210 12.3
Windsor – Sarnia 559 515 521 8.5 7.3 2,198 2,415 -9.0
Bankruptcies 267 273 282 -2.2 -5.3 1,142 1,451 -21.3
Proposals 292 242 239 20.7 22.2 1,056 964 9.5
Stratford – Bruce Peninsula 167 182 191 -8.2 -12.6 739 788 -6.2
Bankruptcies 86 110 109 -21.8 -21.1 424 456 -7.0
Proposals 81 72 82 12.5 -1.2 315 332 -5.1
Northeast 623 575 560 8.3 11.3 2,376 2,374 0.1
Bankruptcies 339 314 301 8.0 12.6 1,298 1,381 -6.0
Proposals 284 261 259 8.8 9.7 1,078 993 8.6
Northwest 125 125 149 0.0 -16.1 476 531 -10.4
Bankruptcies 76 89 99 -14.6 -23.2 298 362 -17.7
Proposals 49 36 50 36.1 -2.0 178 169 5.3
Manitoba 496 497 395 -0.2 25.6 1,992 1,848 7.8
Bankruptcies 290 325 243 -10.8 19.3 1,247 1,198 4.1
Proposals 206 172 152 19.8 35.5 745 650 14.6
Southeast 52 34 29 52.9 79.3 151 143 5.6
Bankruptcies 38 23 18 65.2 111.1 103 93 10.8
Proposals 14 11 11 27.3 27.3 48 50 -4.0
South Central 13 18 13 -27.8 0.0 67 56 19.6
Bankruptcies 10 14 10 -28.6 0.0 56 36 55.6
Proposals 3 4 3 -25.0 0.0 11 20 -45.0
Southwest 74 65 65 13.8 13.8 263 242 8.7
Bankruptcies 30 39 31 -23.1 -3.2 130 121 7.4
Proposals 44 26 34 69.2 29.4 133 121 9.9
North Central 18 25 15 -28.0 20.0 84 69 21.7
Bankruptcies 14 15 7 -6.7 100.0 50 46 8.7
Proposals 4 10 8 -60.0 -50.0 34 23 47.8
Winnipeg 285 295 231 -3.4 23.4 1,194 1,119 6.7
Bankruptcies 166 197 156 -15.7 6.4 762 761 0.1
Proposals 119 98 75 21.4 58.7 432 358 20.7
Interlake 24 19 24 26.3 0.0 98 114 -14.0
Bankruptcies 14 13 11 7.7 27.3 69 75 -8.0
Proposals 10 6 13 66.7 -23.1 29 39 -25.6
Parklands 13 21 6 -38.1 116.7 65 46 41.3
Bankruptcies 8 10 3 -20.0 166.7 33 24 37.5
Proposals 5 11 3 -54.5 66.7 32 22 45.5
North 14 20 10 -30.0 40.0 71 59 20.3
Bankruptcies 9 16 6 -43.8 50.0 44 42 4.8
Proposals 5 4 4 25.0 25.0 27 17 58.8
Saskatchewan 505 462 475 9.3 6.3 1,968 1,779 10.6
Bankruptcies 251 254 286 -1.2 -12.2 1,070 1,081 -1.0
Proposals 254 208 189 22.1 34.4 898 698 28.7
Regina – Moose Mountain 156 151 143 3.3 9.1 616 474 30.0
Bankruptcies 69 82 76 -15.9 -9.2 318 233 36.5
Proposals 87 69 67 26.1 29.9 298 241 23.7
Swift Current – Moose Jaw 40 42 43 -4.8 -7.0 185 204 -9.3
Bankruptcies 20 31 29 -35.5 -31.0 109 131 -16.8
Proposals 20 11 14 81.8 42.9 76 73 4.1
Saskatoon – Biggar 164 138 177 18.8 -7.3 607 616 -1.5
Bankruptcies 83 73 100 13.7 -17.0 331 379 -12.7
Proposals 81 65 77 24.6 5.2 276 237 16.5
Yorkton – Melville 26 39 28 -33.3 -7.1 133 125 6.4
Bankruptcies 14 21 17 -33.3 -17.6 68 82 -17.1
Proposals 12 18 11 -33.3 9.1 65 43 51.2
Prince Albert 108 83 78 30.1 38.5 387 332 16.6
Bankruptcies 61 42 60 45.2 1.7 226 236 -4.2
Proposals 47 41 18 14.6 161.1 161 96 67.7
Northern 10 8 5 25.0 100.0 41 26 57.7
Bankruptcies 3 5 4 -40.0 -25.0 18 20 -10.0
Proposals 7 3 1 133.3 600.0 23 6 283.3
Alberta 2,224 2,008 2,048 10.8 8.6 8,457 8,123 4.1
Bankruptcies 997 893 1,003 11.6 -0.6 3,853 4,405 -12.5
Proposals 1,227 1,115 1,045 10.0 17.4 4,604 3,718 23.8
Lethbridge – Medicine Hat 221 200 207 10.5 6.8 847 764 10.9
Bankruptcies 91 75 103 21.3 -11.7 369 424 -13.0
Proposals 130 125 104 4.0 25.0 478 340 40.6
Camrose – Drumheller 101 65 95 55.4 6.3 329 332 -0.9
Bankruptcies 50 30 49 66.7 2.0 166 208 -20.2
Proposals 51 35 46 45.7 10.9 163 124 31.5
Calgary 866 766 731 13.1 18.5 3,236 3,037 6.6
Bankruptcies 352 329 325 7.0 8.3 1,383 1,602 -13.7
Proposals 514 437 406 17.6 26.6 1,853 1,435 29.1
Banff – Jasper – Rocky Mountain House 52 31 43 67.7 20.9 163 172 -5.2
Bankruptcies 20 19 19 5.3 5.3 80 101 -20.8
Proposals 32 12 24 166.7 33.3 83 71 16.9
Red Deer 162 142 140 14.1 15.7 591 542 9.0
Bankruptcies 63 54 78 16.7 -19.2 244 301 -18.9
Proposals 99 88 62 12.5 59.7 347 241 44.0
Edmonton 669 630 661 6.2 1.2 2,665 2,697 -1.2
Bankruptcies 328 299 338 9.7 -3.0 1,272 1,423 -10.6
Proposals 341 331 323 3.0 5.6 1,393 1,274 9.3
Athabasca – Grande Prairie – Peace River 106 122 127 -13.1 -16.5 453 422 7.3
Bankruptcies 65 67 75 -3.0 -13.3 261 272 -4.0
Proposals 41 55 52 -25.5 -21.2 192 150 28.0
Wood Buffalo – Cold Lake 48 52 43 -7.7 11.6 174 156 11.5
Bankruptcies 28 20 15 40.0 86.7 79 73 8.2
Proposals 20 32 28 -37.5 -28.6 95 83 14.5
British Columbia 2,907 2,755 2,731 5.5 6.4 11,559 11,700 -1.2
Bankruptcies 1,508 1,434 1,596 5.2 -5.5 6,257 6,958 -10.1
Proposals 1,399 1,321 1,135 5.9 23.3 5,302 4,742 11.8
Vancouver Island and Coast 652 570 606 14.4 7.6 2,530 2,480 2.0
Bankruptcies 366 337 383 8.6 -4.4 1,482 1,575 -5.9
Proposals 286 233 223 22.7 28.3 1,048 905 15.8
Lower Mainland – Southwest 1,616 1,558 1,505 3.7 7.4 6,434 6,563 -2.0
Bankruptcies 790 771 853 2.5 -7.4 3,297 3,789 -13.0
Proposals 826 787 652 5.0 26.7 3,137 2,774 13.1
Thompson – Okanagan 387 360 356 7.5 8.7 1,549 1,581 -2.0
Bankruptcies 199 185 196 7.6 1.5 852 895 -4.8
Proposals 188 175 160 7.4 17.5 697 686 1.6
Kootenay 87 84 85 3.6 2.4 365 389 -6.2
Bankruptcies 61 48 52 27.1 17.3 246 238 3.4
Proposals 26 36 33 -27.8 -21.2 119 151 -21.2
Cariboo 119 131 134 -9.2 -11.2 470 486 -3.3
Bankruptcies 69 71 86 -2.8 -19.8 271 328 -17.4
Proposals 50 60 48 -16.7 4.2 199 158 25.9
North Coast 13 11 11 18.2 18.2 53 51 3.9
Bankruptcies 7 6 6 16.7 16.7 33 34 -2.9
Proposals 6 5 5 20.0 20.0 20 17 17.6
Nechako 11 15 19 -26.7 -42.1 64 63 1.6
Bankruptcies 8 11 11 -27.3 -27.3 42 42 0.0
Proposals 3 4 8 -25.0 -62.5 22 21 4.8
Northeast 21 25 16 -16.0 31.3 93 85 9.4
Bankruptcies 7 4 11 75.0 -36.4 34 56 -39.3
Proposals 14 21 5 -33.3 180.0 59 29 103.4
Northwest Territories 8 16 14 -50.0 -42.9 43 56 -23.2
Bankruptcies 4 10 7 -60.0 -42.9 23 33 -30.3
Proposals 4 6 7 -33.3 -42.9 20 23 -13.0
Yukon 11 8 9 37.5 22.2 41 33 24.2
Bankruptcies 7 2 7 250.0 0.0 22 25 -12.0
Proposals 4 6 2 -33.3 100.0 19 8 137.5
Nunavut 1 2 3 -50.0 -66.7 4 7 -42.9
Bankruptcies 0 2 2 -100.0 -100.0 2 4 -50.0
Proposals 1 0 1 -- 0.0 2 3 -33.3
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