Insolvency Statistics in Canada—First Quarter of 2016

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region Volume % Change 12-Month Period Ending
Q1 2016 Q4 2015 Q1 2015 Q4 2015 to Q1 2016 Q1 2015 to Q1 2016 03-31-2016 03-31-2015 % Change
Newfoundland and Labrador 543 465 392 16.8 38.5 1,973 1,559 26.6
Bankruptcies 364 351 330 3.7 10.3 1,532 1,338 14.5
Proposals 179 114 62 57.0 188.7 441 221 99.5
Avalon Peninsula 309 228 199 35.5 55.3 997 741 34.5
Bankruptcies 181 150 167 20.7 8.4 711 626 13.6
Proposals 128 78 32 64.1 300.0 286 115 148.7
South Coast – Burin Peninsula 28 33 18 -15.2 55.6 124 94 31.9
Bankruptcies 24 27 14 -11.1 71.4 112 85 31.8
Proposals 4 6 4 -33.3 0.0 12 9 33.3
West Coast – Northern Peninsula – Labrador 78 87 85 -10.3 -8.2 339 311 9.0
Bankruptcies 57 69 71 -17.4 -19.7 261 262 -0.4
Proposals 21 18 14 16.7 50.0 78 49 59.2
Notre Dame – Central Bonavista Bay 129 117 90 10.3 43.3 514 413 24.5
Bankruptcies 103 105 78 -1.9 32.1 449 365 23.0
Proposals 26 12 12 116.7 116.7 65 48 35.4
Prince Edward Island 201 216 179 -6.9 12.3 828 728 13.7
Bankruptcies 123 142 119 -13.4 3.4 523 505 3.6
Proposals 78 74 60 5.4 30.0 305 223 36.8
Nova Scotia 1,281 1,347 1,208 -4.9 6.0 5,305 5,314 -0.2
Bankruptcies 915 937 803 -2.3 13.9 3,760 3,770 -0.3
Proposals 366 410 405 -10.7 -9.6 1,545 1,544 0.1
Cape Breton 236 227 176 4.0 34.1 897 799 12.3
Bankruptcies 144 129 89 11.6 61.8 506 481 5.2
Proposals 92 98 87 -6.1 5.7 391 318 23.0
North Shore 205 258 217 -20.5 -5.5 944 1,051 -10.2
Bankruptcies 153 178 148 -14.0 3.4 674 750 -10.1
Proposals 52 80 69 -35.0 -24.6 270 301 -10.3
Annapolis Valley 198 217 174 -8.8 13.8 790 758 4.2
Bankruptcies 152 169 123 -10.1 23.6 627 600 4.5
Proposals 46 48 51 -4.2 -9.8 163 158 3.2
Southern 127 122 137 4.1 -7.3 569 619 -8.1
Bankruptcies 91 89 93 2.2 -2.2 432 450 -4.0
Proposals 36 33 44 9.1 -18.2 137 169 -18.9
Halifax 514 524 505 -1.9 1.8 2,106 2,087 0.9
Bankruptcies 375 373 351 0.5 6.8 1,523 1,488 2.4
Proposals 139 151 154 -7.9 -9.7 583 599 -2.7
New Brunswick 956 1,013 933 -5.6 2.5 4,354 4,307 1.1
Bankruptcies 633 652 619 -2.9 2.3 2,828 2,995 -5.6
Proposals 323 361 314 -10.5 2.9 1,526 1,312 16.3
Campbellton – Miramichi 167 210 169 -20.5 -1.2 868 774 12.1
Bankruptcies 118 132 121 -10.6 -2.5 597 577 3.5
Proposals 49 78 48 -37.2 2.1 271 197 37.6
Moncton – Richibucto 303 310 294 -2.3 3.1 1,299 1,382 -6.0
Bankruptcies 190 194 191 -2.1 -0.5 839 929 -9.7
Proposals 113 116 103 -2.6 9.7 460 453 1.5
Saint John – St. Stephen 233 236 210 -1.3 11.0 1,063 998 6.5
Bankruptcies 146 154 125 -5.2 16.8 659 670 -1.6
Proposals 87 82 85 6.1 2.4 404 328 23.2
Fredericton – Oromocto 182 167 157 9.0 15.9 759 714 6.3
Bankruptcies 128 109 112 17.4 14.3 479 490 -2.2
Proposals 54 58 45 -6.9 20.0 280 224 25.0
Edmundston – Woodstock 70 90 102 -22.2 -31.4 362 440 -17.7
Bankruptcies 50 63 70 -20.6 -28.6 252 330 -23.6
Proposals 20 27 32 -25.9 -37.5 110 110 0.0
Quebec 10,797 10,610 11,129 1.8 -3.0 43,373 42,412 2.3
Bankruptcies 5,853 5,983 5,904 -2.2 -0.9 24,488 24,368 0.5
Proposals 4,944 4,627 5,225 6.9 -5.4 18,885 18,044 4.7
Gaspésie – Îles-de-la-Madeleine 144 107 144 34.6 0.0 506 460 10.0
Bankruptcies 66 59 64 11.9 3.1 287 226 27.0
Proposals 78 48 80 62.5 -2.5 219 234 -6.4
Bas-Saint-Laurent 226 236 223 -4.2 1.3 904 874 3.4
Bankruptcies 140 122 121 14.8 15.7 542 534 1.5
Proposals 86 114 102 -24.6 -15.7 362 340 6.5
Capitale-Nationale 810 831 788 -2.5 2.8 3,230 2,808 15.0
Bankruptcies 475 526 468 -9.7 1.5 1,966 1,770 11.1
Proposals 335 305 320 9.8 4.7 1,264 1,038 21.8
Chaudière – Appalaches 387 433 421 -10.6 -8.1 1,599 1,537 4.0
Bankruptcies 223 226 236 -1.3 -5.5 920 956 -3.8
Proposals 164 207 185 -20.8 -11.4 679 581 16.9
Estrie 385 404 413 -4.7 -6.8 1,515 1,513 0.1
Bankruptcies 246 259 246 -5.0 0.0 997 970 2.8
Proposals 139 145 167 -4.1 -16.8 518 543 -4.6
Centre-du-Québec 271 278 311 -2.5 -12.9 1,126 1,160 -2.9
Bankruptcies 163 155 161 5.2 1.2 642 635 1.1
Proposals 108 123 150 -12.2 -28.0 484 525 -7.8
Montérégie 2,156 1,956 2,031 10.2 6.2 8,527 8,263 3.2
Bankruptcies 1,072 1,083 1,062 -1.0 0.9 4,497 4,497 0.0
Proposals 1,084 873 969 24.2 11.9 4,030 3,766 7.0
Montréal 2,145 2,270 2,349 -5.5 -8.7 8,992 9,168 -1.9
Bankruptcies 1,249 1,330 1,304 -6.1 -4.2 5,332 5,567 -4.2
Proposals 896 940 1,045 -4.7 -14.3 3,660 3,601 1.6
Laval 518 586 602 -11.6 -14.0 2,205 2,249 -2.0
Bankruptcies 271 296 293 -8.4 -7.5 1,165 1,194 -2.4
Proposals 247 290 309 -14.8 -20.1 1,040 1,055 -1.4
Lanaudière 861 849 901 1.4 -4.4 3,555 3,523 0.9
Bankruptcies 417 442 425 -5.7 -1.9 1,747 1,826 -4.3
Proposals 444 407 476 9.1 -6.7 1,808 1,697 6.5
Laurentides 1,070 1,004 1,197 6.6 -10.6 4,363 4,376 -0.3
Bankruptcies 526 487 581 8.0 -9.5 2,315 2,311 0.2
Proposals 544 517 616 5.2 -11.7 2,048 2,065 -0.8
Outaouais 728 594 715 22.6 1.8 2,690 2,712 -0.8
Bankruptcies 365 330 334 10.6 9.3 1,517 1,463 3.7
Proposals 363 264 381 37.5 -4.7 1,173 1,249 -6.1
Abitibi – Témiscamingue 170 183 218 -7.1 -22.0 743 734 1.2
Bankruptcies 94 100 121 -6.0 -22.3 421 430 -2.1
Proposals 76 83 97 -8.4 -21.6 322 304 5.9
Mauricie 369 410 389 -10.0 -5.1 1,508 1,398 7.9
Bankruptcies 234 279 241 -16.1 -2.9 1,005 929 8.2
Proposals 135 131 148 3.1 -8.8 503 469 7.2
Saguenay – Lac-Saint-Jean 420 361 340 16.3 23.5 1,453 1,262 15.1
Bankruptcies 239 215 193 11.2 23.8 862 811 6.3
Proposals 181 146 147 24.0 23.1 591 451 31.0
Côte-Nord 126 91 72 38.5 75.0 402 312 28.8
Bankruptcies 64 63 46 1.6 39.1 239 212 12.7
Proposals 62 28 26 121.4 138.5 163 100 63.0
Nord-du-Québec 12 17 14 -29.4 -14.3 57 66 -13.6
Bankruptcies 8 11 8 -27.3 0.0 34 38 -10.5
Proposals 4 6 6 -33.3 -33.3 23 28 -17.9
Ontario 9,920 9,925 9,865 -0.1 0.6 39,990 40,754 -1.9
Bankruptcies 4,108 4,471 4,315 -8.1 -4.8 17,751 18,899 -6.1
Proposals 5,812 5,454 5,550 6.6 4.7 22,239 21,855 1.8
Ottawa 860 969 892 -11.2 -3.6 3,736 3,841 -2.7
Bankruptcies 459 523 490 -12.2 -6.3 2,066 2,259 -8.5
Proposals 401 446 402 -10.1 -0.2 1,670 1,582 5.6
Kingston – Pembroke 397 440 397 -9.8 0.0 1,683 1,624 3.6
Bankruptcies 190 232 186 -18.1 2.2 879 834 5.4
Proposals 207 208 211 -0.5 -1.9 804 790 1.8
Muskoka – Kawarthas 337 297 263 13.5 28.1 1,277 1,247 2.4
Bankruptcies 135 150 116 -10.0 16.4 588 597 -1.5
Proposals 202 147 147 37.4 37.4 689 650 6.0
Toronto 3,979 3,941 3,978 1.0 0.0 16,016 16,729 -4.3
Bankruptcies 1,386 1,470 1,516 -5.7 -8.6 6,046 6,621 -8.7
Proposals 2,593 2,471 2,462 4.9 5.3 9,970 10,108 -1.4
Kitchener – Waterloo – Barrie 958 996 1,035 -3.8 -7.4 3,962 4,160 -4.8
Bankruptcies 428 450 452 -4.9 -5.3 1,801 1,974 -8.8
Proposals 530 546 583 -2.9 -9.1 2,161 2,186 -1.1
Hamilton – Niagara Peninsula 1,214 1,091 1,170 11.3 3.8 4,453 4,691 -5.1
Bankruptcies 464 483 494 -3.9 -6.1 1,891 2,139 -11.6
Proposals 750 608 676 23.4 10.9 2,562 2,552 0.4
London 671 659 655 1.8 2.4 2,676 2,671 0.2
Bankruptcies 299 306 292 -2.3 2.4 1,217 1,312 -7.2
Proposals 372 353 363 5.4 2.5 1,459 1,359 7.4
Windsor – Sarnia 510 578 559 -11.8 -8.8 2,241 2,198 2.0
Bankruptcies 236 290 267 -18.6 -11.6 1,090 1,142 -4.6
Proposals 274 288 292 -4.9 -6.2 1,151 1,056 9.0
Stratford – Bruce Peninsula 171 177 167 -3.4 2.4 715 739 -3.2
Bankruptcies 97 95 86 2.1 12.8 392 424 -7.5
Proposals 74 82 81 -9.8 -8.6 323 315 2.5
Northeast 684 649 623 5.4 9.8 2,659 2,376 11.9
Bankruptcies 326 383 339 -14.9 -3.8 1,412 1,298 8.8
Proposals 358 266 284 34.6 26.1 1,247 1,078 15.7
Northwest 140 128 125 9.4 12.0 574 476 20.6
Bankruptcies 89 88 76 1.1 17.1 371 298 24.5
Proposals 51 40 49 27.5 4.1 203 178 14.0
Manitoba 608 550 496 10.5 22.6 2,210 1,992 10.9
Bankruptcies 321 303 290 5.9 10.7 1,295 1,247 3.8
Proposals 287 247 206 16.2 39.3 915 745 22.8
Southeast 41 29 52 41.4 -21.2 151 151 0.0
Bankruptcies 24 21 38 14.3 -36.8 107 103 3.9
Proposals 17 8 14 112.5 21.4 44 48 -8.3
South Central 13 18 13 -27.8 0.0 59 67 -11.9
Bankruptcies 9 11 10 -18.2 -10.0 42 56 -25.0
Proposals 4 7 3 -42.9 33.3 17 11 54.5
Southwest 78 67 74 16.4 5.4 286 263 8.7
Bankruptcies 36 29 30 24.1 20.0 137 130 5.4
Proposals 42 38 44 10.5 -4.5 149 133 12.0
North Central 19 17 18 11.8 5.6 62 84 -26.2
Bankruptcies 7 11 14 -36.4 -50.0 35 50 -30.0
Proposals 12 6 4 100.0 200.0 27 34 -20.6
Winnipeg 387 342 285 13.2 35.8 1,380 1,194 15.6
Bankruptcies 207 190 166 8.9 24.7 819 762 7.5
Proposals 180 152 119 18.4 51.3 561 432 29.9
Interlake 30 31 24 -3.2 25.0 107 98 9.2
Bankruptcies 17 18 14 -5.6 21.4 70 69 1.4
Proposals 13 13 10 0.0 30.0 37 29 27.6
Parklands 31 26 13 19.2 138.5 109 65 67.7
Bankruptcies 15 14 8 7.1 87.5 54 33 63.6
Proposals 16 12 5 33.3 220.0 55 32 71.9
North 10 19 14 -47.4 -28.6 56 71 -21.1
Bankruptcies 7 8 9 -12.5 -22.2 31 44 -29.5
Proposals 3 11 5 -72.7 -40.0 25 27 -7.4
Saskatchewan 649 584 505 11.1 28.5 2,342 1,968 19.0
Bankruptcies 318 330 251 -3.6 26.7 1,222 1,070 14.2
Proposals 331 254 254 30.3 30.3 1,120 898 24.7
Regina – Moose Mountain 209 178 156 17.4 34.0 729 616 18.3
Bankruptcies 76 80 69 -5.0 10.1 304 318 -4.4
Proposals 133 98 87 35.7 52.9 425 298 42.6
Swift Current – Moose Jaw 66 59 40 11.9 65.0 220 185 18.9
Bankruptcies 33 42 20 -21.4 65.0 133 109 22.0
Proposals 33 17 20 94.1 65.0 87 76 14.5
Saskatoon – Biggar 190 190 164 0.0 15.9 720 607 18.6
Bankruptcies 102 89 83 14.6 22.9 354 331 6.9
Proposals 88 101 81 -12.9 8.6 366 276 32.6
Yorkton – Melville 35 36 26 -2.8 34.6 151 133 13.5
Bankruptcies 21 31 14 -32.3 50.0 100 68 47.1
Proposals 14 5 12 180.0 16.7 51 65 -21.5
Prince Albert 142 110 108 29.1 31.5 493 387 27.4
Bankruptcies 80 78 61 2.6 31.1 311 226 37.6
Proposals 62 32 47 93.8 31.9 182 161 13.0
Northern 6 12 10 -50.0 -40.0 29 41 -29.3
Bankruptcies 5 11 3 -54.5 66.7 20 18 11.1
Proposals 1 1 7 0.0 -85.7 9 23 -60.9
Alberta 3,197 2,643 2,224 21.0 43.8 10,783 8,457 27.5
Bankruptcies 1,388 1,117 997 24.3 39.2 4,671 3,853 21.2
Proposals 1,809 1,526 1,227 18.5 47.4 6,112 4,604 32.8
Lethbridge – Medicine Hat 300 246 221 22.0 35.7 1,040 847 22.8
Bankruptcies 118 110 91 7.3 29.7 437 369 18.4
Proposals 182 136 130 33.8 40.0 603 478 26.2
Camrose – Drumheller 164 128 101 28.1 62.4 513 329 55.9
Bankruptcies 92 49 50 87.8 84.0 271 166 63.3
Proposals 72 79 51 -8.9 41.2 242 163 48.5
Calgary 1,044 1,004 866 4.0 20.6 3,873 3,236 19.7
Bankruptcies 401 403 352 -0.5 13.9 1,530 1,383 10.6
Proposals 643 601 514 7.0 25.1 2,343 1,853 26.4
Banff – Jasper – Rocky Mountain House 76 57 52 33.3 46.2 237 163 45.4
Bankruptcies 32 26 20 23.1 60.0 99 80 23.8
Proposals 44 31 32 41.9 37.5 138 83 66.3
Red Deer 236 216 162 9.3 45.7 832 591 40.8
Bankruptcies 99 85 63 16.5 57.1 323 244 32.4
Proposals 137 131 99 4.6 38.4 509 347 46.7
Edmonton 1,038 748 669 38.8 55.2 3,282 2,665 23.2
Bankruptcies 475 314 328 51.3 44.8 1,470 1,272 15.6
Proposals 563 434 341 29.7 65.1 1,812 1,393 30.1
Athabasca – Grande Prairie – Peace River 235 159 106 47.8 121.7 682 453 50.6
Bankruptcies 117 78 65 50.0 80.0 374 261 43.3
Proposals 118 81 41 45.7 187.8 308 192 60.4
Wood Buffalo – Cold Lake 103 84 48 22.6 114.6 324 174 86.2
Bankruptcies 53 51 28 3.9 89.3 165 79 108.9
Proposals 50 33 20 51.5 150.0 159 95 67.4
British Columbia 2,894 2,768 2,907 4.6 -0.4 11,567 11,559 0.1
Bankruptcies 1,318 1,293 1,508 1.9 -12.6 5,493 6,257 -12.2
Proposals 1,576 1,475 1,399 6.8 12.7 6,074 5,302 14.6
Vancouver Island and Coast 638 630 652 1.3 -2.1 2,540 2,530 0.4
Bankruptcies 339 348 366 -2.6 -7.4 1,415 1,482 -4.5
Proposals 299 282 286 6.0 4.5 1,125 1,048 7.3
Lower Mainland – Southwest 1,559 1,507 1,616 3.5 -3.5 6,352 6,434 -1.3
Bankruptcies 613 626 790 -2.1 -22.4 2,700 3,297 -18.1
Proposals 946 881 826 7.4 14.5 3,652 3,137 16.4
Thompson – Okanagan 380 339 387 12.1 -1.8 1,499 1,549 -3.2
Bankruptcies 192 161 199 19.3 -3.5 761 852 -10.7
Proposals 188 178 188 5.6 0.0 738 697 5.9
Kootenay 86 98 87 -12.2 -1.1 373 365 2.2
Bankruptcies 58 57 61 1.8 -4.9 219 246 -11.0
Proposals 28 41 26 -31.7 7.7 154 119 29.4
Cariboo 158 135 119 17.0 32.8 551 470 17.2
Bankruptcies 86 68 69 26.5 24.6 282 271 4.1
Proposals 72 67 50 7.5 44.0 269 199 35.2
North Coast 10 15 13 -33.3 -23.1 55 53 3.8
Bankruptcies 7 11 7 -36.4 0.0 35 33 6.1
Proposals 3 4 6 -25.0 -50.0 20 20 0.0
Nechako 11 14 11 -21.4 0.0 51 64 -20.3
Bankruptcies 5 11 8 -54.5 -37.5 31 42 -26.2
Proposals 6 3 3 100.0 100.0 20 22 -9.1
Northeast 50 31 21 61.3 138.1 141 93 51.6
Bankruptcies 17 12 7 41.7 142.9 50 34 47.1
Proposals 33 19 14 73.7 135.7 91 59 54.2
Northwest Territories 10 23 8 -56.5 25.0 54 43 25.6
Bankruptcies 5 13 4 -61.5 25.0 29 23 26.1
Proposals 5 10 4 -50.0 25.0 25 20 25.0
Yukon 15 5 11 200.0 36.4 39 41 -4.9
Bankruptcies 7 2 7 250.0 0.0 18 22 -18.2
Proposals 8 3 4 166.7 100.0 21 19 10.5
Nunavut 5 3 1 66.7 400.0 9 4 125.0
Bankruptcies 2 1 0 100.0 -- 4 2 100.0
Proposals 3 2 1 50.0 200.0 5 2 150.0
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