Insolvency Statistics in Canada—Second Quarter of 2016

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region Volume % Change 12-Month Period Ending
Q2 2016 Q1 2016 Q2 2015 Q1 2016 to Q2 2016 Q2 2015 to Q2 2016 06-30-2016 06-30-2015 % Change
Newfoundland and Labrador 694 543 506 27.8 37.2 2,161 1,638 31.9
Bankruptcies 454 364 423 24.7 7.3 1,563 1,375 13.7
Proposals 240 179 83 34.1 189.2 598 263 127.4
Avalon Peninsula 346 309 239 12.0 44.8 1,104 793 39.2
Bankruptcies 183 181 193 1.1 -5.2 701 652 7.5
Proposals 163 128 46 27.3 254.3 403 141 185.8
South Coast – Burin Peninsula 53 28 35 89.3 51.4 142 95 49.5
Bankruptcies 40 24 34 66.7 17.6 118 86 37.2
Proposals 13 4 1 225.0 1,200.0 24 9 166.7
West Coast – Northern Peninsula – Labrador 131 78 84 67.9 56.0 386 311 24.1
Bankruptcies 93 57 65 63.2 43.1 289 254 13.8
Proposals 38 21 19 81.0 100.0 97 57 70.2
Notre Dame – Central Bonavista Bay 165 129 148 27.9 11.5 531 439 21.0
Bankruptcies 138 103 131 34.0 5.3 456 383 19.1
Proposals 27 26 17 3.8 58.8 75 56 33.9
Prince Edward Island 200 201 216 -0.5 -7.4 812 770 5.5
Bankruptcies 121 123 134 -1.6 -9.7 510 509 0.2
Proposals 79 78 82 1.3 -3.7 302 261 15.7
Nova Scotia 1,646 1,281 1,386 28.5 18.8 5,565 5,254 5.9
Bankruptcies 1,181 915 1,012 29.1 16.7 3,929 3,743 5.0
Proposals 465 366 374 27.0 24.3 1,636 1,511 8.3
Cape Breton 317 236 228 34.3 39.0 986 813 21.3
Bankruptcies 216 144 121 50.0 78.5 601 468 28.4
Proposals 101 92 107 9.8 -5.6 385 345 11.6
North Shore 304 205 233 48.3 30.5 1,015 997 1.8
Bankruptcies 204 153 172 33.3 18.6 706 712 -0.8
Proposals 100 52 61 92.3 63.9 309 285 8.4
Annapolis Valley 253 198 196 27.8 29.1 847 747 13.4
Bankruptcies 199 152 169 30.9 17.8 657 613 7.2
Proposals 54 46 27 17.4 100.0 190 134 41.8
Southern 174 127 179 37.0 -2.8 564 620 -9.0
Bankruptcies 121 91 136 33.0 -11.0 417 447 -6.7
Proposals 53 36 43 47.2 23.3 147 173 -15.0
Halifax 600 514 551 16.7 8.9 2,155 2,078 3.7
Bankruptcies 442 375 414 17.9 6.8 1,551 1,503 3.2
Proposals 158 139 137 13.7 15.3 604 575 5.0
New Brunswick 1,237 956 1,209 29.4 2.3 4,382 4,358 0.6
Bankruptcies 837 633 773 32.2 8.3 2,892 2,951 -2.0
Proposals 400 323 436 23.8 -8.3 1,490 1,407 5.9
Campbellton – Miramichi 250 167 254 49.7 -1.6 864 812 6.4
Bankruptcies 166 118 171 40.7 -2.9 592 582 1.7
Proposals 84 49 83 71.4 1.2 272 230 18.3
Moncton – Richibucto 396 303 334 30.7 18.6 1,361 1,344 1.3
Bankruptcies 264 190 225 38.9 17.3 878 913 -3.8
Proposals 132 113 109 16.8 21.1 483 431 12.1
Saint John – St. Stephen 312 233 319 33.9 -2.2 1,056 1,045 1.1
Bankruptcies 202 146 197 38.4 2.5 664 685 -3.1
Proposals 110 87 122 26.4 -9.8 392 360 8.9
Fredericton – Oromocto 179 182 209 -1.6 -14.4 729 743 -1.9
Bankruptcies 135 128 121 5.5 11.6 493 470 4.9
Proposals 44 54 88 -18.5 -50.0 236 273 -13.6
Edmundston – Woodstock 101 70 91 44.3 11.0 372 415 -10.4
Bankruptcies 71 50 58 42.0 22.4 265 301 -12.0
Proposals 30 20 33 50.0 -9.1 107 114 -6.1
Quebec 11,678 10,797 11,336 8.2 3.0 43,715 43,154 1.3
Bankruptcies 6,712 5,853 6,574 14.7 2.1 24,626 24,517 0.4
Proposals 4,966 4,944 4,762 0.4 4.3 19,089 18,637 2.4
Gaspésie – Îles-de-la-Madeleine 134 144 128 -6.9 4.7 512 475 7.8
Bankruptcies 78 66 77 18.2 1.3 288 254 13.4
Proposals 56 78 51 -28.2 9.8 224 221 1.4
Bas-Saint-Laurent 248 226 224 9.7 10.7 928 892 4.0
Bankruptcies 144 140 129 2.9 11.6 557 521 6.9
Proposals 104 86 95 20.9 9.5 371 371 0.0
Capitale-Nationale 869 810 803 7.3 8.2 3,296 2,917 13.0
Bankruptcies 541 475 486 13.9 11.3 2,021 1,806 11.9
Proposals 328 335 317 -2.1 3.5 1,275 1,111 14.8
Chaudière – Appalaches 402 387 402 3.9 0.0 1,599 1,573 1.7
Bankruptcies 242 223 237 8.5 2.1 925 946 -2.2
Proposals 160 164 165 -2.4 -3.0 674 627 7.5
Estrie 430 385 375 11.7 14.7 1,570 1,508 4.1
Bankruptcies 309 246 249 25.6 24.1 1,057 964 9.6
Proposals 121 139 126 -12.9 -4.0 513 544 -5.7
Centre-du-Québec 266 271 319 -1.8 -16.6 1,073 1,191 -9.9
Bankruptcies 165 163 188 1.2 -12.2 619 648 -4.5
Proposals 101 108 131 -6.5 -22.9 454 543 -16.4
Montérégie 2,177 2,156 2,263 1.0 -3.8 8,441 8,433 0.1
Bankruptcies 1,146 1,072 1,213 6.9 -5.5 4,430 4,513 -1.8
Proposals 1,031 1,084 1,050 -4.9 -1.8 4,011 3,920 2.3
Montréal 2,537 2,145 2,413 18.3 5.1 9,116 9,169 -0.6
Bankruptcies 1,456 1,249 1,485 16.6 -2.0 5,303 5,482 -3.3
Proposals 1,081 896 928 20.6 16.5 3,813 3,687 3.4
Laval 628 518 587 21.2 7.0 2,246 2,289 -1.9
Bankruptcies 332 271 336 22.5 -1.2 1,161 1,208 -3.9
Proposals 296 247 251 19.8 17.9 1,085 1,081 0.4
Lanaudière 936 861 940 8.7 -0.4 3,551 3,557 -0.2
Bankruptcies 501 417 450 20.1 11.3 1,798 1,790 0.4
Proposals 435 444 490 -2.0 -11.2 1,753 1,767 -0.8
Laurentides 1,194 1,070 1,177 11.6 1.4 4,380 4,474 -2.1
Bankruptcies 648 526 671 23.2 -3.4 2,292 2,408 -4.8
Proposals 546 544 506 0.4 7.9 2,088 2,066 1.1
Outaouais 733 728 703 0.7 4.3 2,720 2,775 -2.0
Bankruptcies 421 365 421 15.3 0.0 1,517 1,512 0.3
Proposals 312 363 282 -14.0 10.6 1,203 1,263 -4.8
Abitibi – Témiscamingue 210 170 211 23.5 -0.5 742 763 -2.8
Bankruptcies 134 94 118 42.6 13.6 437 440 -0.7
Proposals 76 76 93 0.0 -18.3 305 323 -5.6
Mauricie 422 369 354 14.4 19.2 1,576 1,427 10.4
Bankruptcies 286 234 243 22.2 17.7 1,048 944 11.0
Proposals 136 135 111 0.7 22.5 528 483 9.3
Saguenay – Lac-Saint-Jean 345 420 343 -17.9 0.6 1,455 1,329 9.5
Bankruptcies 215 239 210 -10.0 2.4 867 825 5.1
Proposals 130 181 133 -28.2 -2.3 588 504 16.7
Côte-Nord 130 126 82 3.2 58.5 450 319 41.1
Bankruptcies 85 64 57 32.8 49.1 267 221 20.8
Proposals 45 62 25 -27.4 80.0 183 98 86.7
Nord-du-Québec 18 12 15 50.0 20.0 60 65 -7.7
Bankruptcies 10 8 6 25.0 66.7 38 36 5.6
Proposals 8 4 9 100.0 -11.1 22 29 -24.1
Ontario 10,779 9,920 10,568 8.7 2.0 40,201 40,465 -0.7
Bankruptcies 4,762 4,108 4,889 15.9 -2.6 17,624 18,671 -5.6
Proposals 6,017 5,812 5,679 3.5 6.0 22,577 21,794 3.6
Ottawa 1,108 860 960 28.8 15.4 3,884 3,827 1.5
Bankruptcies 603 459 556 31.4 8.5 2,113 2,228 -5.2
Proposals 505 401 404 25.9 25.0 1,771 1,599 10.8
Kingston – Pembroke 435 397 471 9.6 -7.6 1,647 1,686 -2.3
Bankruptcies 218 190 262 14.7 -16.8 835 873 -4.4
Proposals 217 207 209 4.8 3.8 812 813 -0.1
Muskoka – Kawarthas 334 337 356 -0.9 -6.2 1,255 1,244 0.9
Bankruptcies 145 135 159 7.4 -8.8 574 586 -2.0
Proposals 189 202 197 -6.4 -4.1 681 658 3.5
Toronto 4,247 3,979 4,205 6.7 1.0 16,058 16,353 -1.8
Bankruptcies 1,636 1,386 1,667 18.0 -1.9 6,015 6,428 -6.4
Proposals 2,611 2,593 2,538 0.7 2.9 10,043 9,925 1.2
Kitchener – Waterloo – Barrie 1,068 958 1,071 11.5 -0.3 3,959 4,137 -4.3
Bankruptcies 485 428 509 13.3 -4.7 1,777 1,958 -9.2
Proposals 583 530 562 10.0 3.7 2,182 2,179 0.1
Hamilton – Niagara Peninsula 1,249 1,214 1,160 2.9 7.7 4,542 4,563 -0.5
Bankruptcies 547 464 523 17.9 4.6 1,915 2,087 -8.2
Proposals 702 750 637 -6.4 10.2 2,627 2,476 6.1
London 702 671 692 4.6 1.4 2,686 2,671 0.6
Bankruptcies 286 299 314 -4.3 -8.9 1,189 1,272 -6.5
Proposals 416 372 378 11.8 10.1 1,497 1,399 7.0
Windsor – Sarnia 573 510 584 12.4 -1.9 2,230 2,210 0.9
Bankruptcies 277 236 293 17.4 -5.5 1,074 1,109 -3.2
Proposals 296 274 291 8.0 1.7 1,156 1,101 5.0
Stratford – Bruce Peninsula 180 171 192 5.3 -6.3 703 730 -3.7
Bankruptcies 99 97 106 2.1 -6.6 385 416 -7.5
Proposals 81 74 86 9.5 -5.8 318 314 1.3
Northeast 735 684 708 7.5 3.8 2,686 2,520 6.6
Bankruptcies 380 326 389 16.6 -2.3 1,403 1,372 2.3
Proposals 355 358 319 -0.8 11.3 1,283 1,148 11.8
Northwest 149 140 171 6.4 -12.9 552 526 4.9
Bankruptcies 87 89 113 -2.2 -23.0 345 343 0.6
Proposals 62 51 58 21.6 6.9 207 183 13.1
Manitoba 714 608 526 17.4 35.7 2,398 2,018 18.8
Bankruptcies 411 321 361 28.0 13.9 1,345 1,305 3.1
Proposals 303 287 165 5.6 83.6 1,053 713 47.7
Southeast 58 41 48 41.5 20.8 161 160 0.6
Bankruptcies 30 24 40 25.0 -25.0 97 115 -15.7
Proposals 28 17 8 64.7 250.0 64 45 42.2
South Central 20 13 14 53.8 42.9 65 56 16.1
Bankruptcies 17 9 14 88.9 21.4 45 46 -2.2
Proposals 3 4 0 -25.0  -- 20 10 100.0
Southwest 80 78 63 2.6 27.0 303 254 19.3
Bankruptcies 37 36 38 2.8 -2.6 136 132 3.0
Proposals 43 42 25 2.4 72.0 167 122 36.9
North Central 33 19 14 73.7 135.7 81 77 5.2
Bankruptcies 16 7 7 128.6 128.6 44 50 -12.0
Proposals 17 12 7 41.7 142.9 37 27 37.0
Winnipeg 442 387 324 14.2 36.4 1,498 1,225 22.3
Bankruptcies 266 207 220 28.5 20.9 865 803 7.7
Proposals 176 180 104 -2.2 69.2 633 422 50.0
Interlake 35 30 25 16.7 40.0 117 95 23.2
Bankruptcies 17 17 18 0.0 -5.6 69 69 0.0
Proposals 18 13 7 38.5 157.1 48 26 84.6
Parklands 19 31 27 -38.7 -29.6 101 84 20.2
Bankruptcies 15 15 16 0.0 -6.3 53 46 15.2
Proposals 4 16 11 -75.0 -63.6 48 38 26.3
North 25 10 11 150.0 127.3 70 66 6.1
Bankruptcies 12 7 7 71.4 71.4 36 42 -14.3
Proposals 13 3 4 333.3 225.0 34 24 41.7
Saskatchewan 795 649 552 22.5 44.0 2,585 2,022 27.8
Bankruptcies 399 318 298 25.5 33.9 1,323 1,079 22.6
Proposals 396 331 254 19.6 55.9 1,262 943 33.8
Regina – Moose Mountain 279 209 163 33.5 71.2 845 638 32.4
Bankruptcies 127 76 81 67.1 56.8 350 322 8.7
Proposals 152 133 82 14.3 85.4 495 316 56.6
Swift Current – Moose Jaw 45 66 44 -31.8 2.3 221 191 15.7
Bankruptcies 25 33 22 -24.2 13.6 136 105 29.5
Proposals 20 33 22 -39.4 -9.1 85 86 -1.2
Saskatoon – Biggar 273 190 164 43.7 66.5 829 611 35.7
Bankruptcies 139 102 77 36.3 80.5 416 313 32.9
Proposals 134 88 87 52.3 54.0 413 298 38.6
Yorkton – Melville 46 35 46 31.4 0.0 151 140 7.9
Bankruptcies 21 21 30 0.0 -30.0 91 78 16.7
Proposals 25 14 16 78.6 56.3 60 62 -3.2
Prince Albert 142 142 127 0.0 11.8 508 406 25.1
Bankruptcies 83 80 85 3.8 -2.4 309 244 26.6
Proposals 59 62 42 -4.8 40.5 199 162 22.8
Northern 11 6 8 83.3 37.5 32 36 -11.1
Bankruptcies 4 5 3 -20.0 33.3 21 17 23.5
Proposals 7 1 5 600.0 40.0 11 19 -42.1
Alberta 3,526 3,197 2,466 10.3 43.0 11,843 8,667 36.6
Bankruptcies 1,455 1,388 1,099 4.8 32.4 5,027 3,887 29.3
Proposals 2,071 1,809 1,367 14.5 51.5 6,816 4,780 42.6
Lethbridge – Medicine Hat 295 300 242 -1.7 21.9 1,093 871 25.5
Bankruptcies 129 118 92 9.3 40.2 474 354 33.9
Proposals 166 182 150 -8.8 10.7 619 517 19.7
Camrose – Drumheller 162 164 100 -1.2 62.0 575 346 66.2
Bankruptcies 79 92 66 -14.1 19.7 284 189 50.3
Proposals 83 72 34 15.3 144.1 291 157 85.4
Calgary 1,336 1,044 944 28.0 41.5 4,265 3,320 28.5
Bankruptcies 466 401 380 16.2 22.6 1,616 1,389 16.3
Proposals 870 643 564 35.3 54.3 2,649 1,931 37.2
Banff – Jasper – Rocky Mountain House 58 76 57 -23.7 1.8 238 182 30.8
Bankruptcies 29 32 22 -9.4 31.8 106 77 37.7
Proposals 29 44 35 -34.1 -17.1 132 105 25.7
Red Deer 287 236 206 21.6 39.3 913 641 42.4
Bankruptcies 92 99 71 -7.1 29.6 344 247 39.3
Proposals 195 137 135 42.3 44.4 569 394 44.4
Edmonton 1,067 1,038 720 2.8 48.2 3,629 2,653 36.8
Bankruptcies 490 475 340 3.2 44.1 1,620 1,267 27.9
Proposals 577 563 380 2.5 51.8 2,009 1,386 44.9
Athabasca – Grande Prairie – Peace River 241 235 134 2.6 79.9 789 451 74.9
Bankruptcies 132 117 93 12.8 41.9 413 267 54.7
Proposals 109 118 41 -7.6 165.9 376 184 104.3
Wood Buffalo – Cold Lake 81 103 64 -21.4 26.6 341 203 68.0
Bankruptcies 39 53 35 -26.4 11.4 169 98 72.4
Proposals 42 50 29 -16.0 44.8 172 105 63.8
British Columbia 2,961 2,894 2,996 2.3 -1.2 11,532 11,469 0.5
Bankruptcies 1,284 1,318 1,507 -2.6 -14.8 5,270 5,951 -11.4
Proposals 1,677 1,576 1,489 6.4 12.6 6,262 5,518 13.5
Vancouver Island and Coast 675 638 689 5.8 -2.0 2,526 2,542 -0.6
Bankruptcies 316 339 392 -6.8 -19.4 1,339 1,461 -8.4
Proposals 359 299 297 20.1 20.9 1,187 1,081 9.8
Lower Mainland – Southwest 1,569 1,559 1,638 0.6 -4.2 6,283 6,384 -1.6
Bankruptcies 612 613 762 -0.2 -19.7 2,550 3,105 -17.9
Proposals 957 946 876 1.2 9.2 3,733 3,279 13.8
Thompson – Okanagan 397 380 384 4.5 3.4 1,512 1,513 -0.1
Bankruptcies 177 192 205 -7.8 -13.7 733 809 -9.4
Proposals 220 188 179 17.0 22.9 779 704 10.7
Kootenay 108 86 98 25.6 10.2 383 354 8.2
Bankruptcies 62 58 56 6.9 10.7 225 221 1.8
Proposals 46 28 42 64.3 9.5 158 133 18.8
Cariboo 117 158 125 -25.9 -6.4 543 475 14.3
Bankruptcies 69 86 66 -19.8 4.5 285 260 9.6
Proposals 48 72 59 -33.3 -18.6 258 215 20.0
North Coast 21 10 14 110.0 50.0 62 47 31.9
Bankruptcies 13 7 6 85.7 116.7 42 24 75.0
Proposals 8 3 8 166.7 0.0 20 23 -13.0
Nechako 22 11 16 100.0 37.5 57 60 -5.0
Bankruptcies 13 5 9 160.0 44.4 35 41 -14.6
Proposals 9 6 7 50.0 28.6 22 19 15.8
Northeast 52 50 30 4.0 73.3 163 95 71.6
Bankruptcies 22 17 11 29.4 100.0 61 30 103.3
Proposals 30 33 19 -9.1 57.9 102 65 56.9
Northwest Territories 14 10 10 40.0 40.0 58 42 38.1
Bankruptcies 9 5 6 80.0 50.0 32 23 39.1
Proposals 5 5 4 0.0 25.0 26 19 36.8
Yukon 18 15 6 20.0 200.0 51 36 41.7
Bankruptcies 10 7 1 42.9 900.0 27 17 58.8
Proposals 8 8 5 0.0 60.0 24 19 26.3
Nunavut 1 5 1 -80.0 0.0 9 5 80.0
Bankruptcies 0 2 1 -100.0 -100.0 3 3 0.0
Proposals 1 3 0 -66.7  -- 6 2 200.0
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