Insolvency Statistics in Canada—2016
(Tables 7 and 8)

Table 7: Insolvencies Filed by Consumers by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2016
2016 2015 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 872 648 34.6 106,245,157 130,751,141
Bankruptcies empty cell 527 512 2.9 39,874,468 59,642,485
Proposals empty cell 345 136 153.7 66,370,689 71,108,656
Halifax N.S. 2,034 1,939 4.9 169,899,468 231,030,668
Bankruptcies empty cell 1,462 1,392 5.0 97,415,287 157,432,969
Proposals empty cell 572 547 4.6 72,484,181 73,597,699
Moncton N.B. 936 870 7.6 78,323,584 109,828,769
Bankruptcies empty cell 594 580 2.4 37,061,160 65,370,402
Proposals empty cell 342 290 17.9 41,262,424 44,458,367
Saint John N.B. 789 760 3.8 75,748,624 98,514,208
Bankruptcies empty cell 490 485 1.0 33,106,092 56,382,763
Proposals empty cell 299 275 8.7 42,642,532 42,131,445
Saguenay Que. 896 841 6.5 77,788,314 86,044,938
Bankruptcies empty cell 504 470 7.2 31,419,466 44,446,200
Proposals empty cell 392 371 5.7 46,368,848 41,598,738
Québec Que. 3,176 3,167 0.3 212,316,583 278,337,341
Bankruptcies empty cell 1,919 1,926 -0.4 68,908,032 131,782,100
Proposals empty cell 1,257 1,241 1.3 143,408,551 146,555,241
Sherbrooke Que. 955 948 0.7 63,322,003 83,845,244
Bankruptcies empty cell 634 629 0.8 24,662,584 48,720,825
Proposals empty cell 321 319 0.6 38,659,419 35,124,419
Trois-Rivières Que. 799 776 3.0 53,516,362 68,450,734
Bankruptcies empty cell 536 527 1.7 25,807,907 40,322,138
Proposals empty cell 263 249 5.6 27,708,455 28,128,596
Montréal Que. 19,069 19,802 -3.7 1,293,101,071 1,852,213,158
Bankruptcies empty cell 10,178 10,764 -5.4 366,285,470 878,631,329
Proposals empty cell 8,891 9,038 -1.6 926,815,601 973,581,829
Ottawa – Gatineau Ont./Que. 4,493 4,407 2.0 419,188,139 526,051,935
Bankruptcies empty cell 2,381 2,412 -1.3 141,119,702 248,155,157
Proposals empty cell 2,112 1,995 5.9 278,068,437 277,896,778
Kingston Ont. 460 487 -5.5 38,279,008 48,647,078
Bankruptcies empty cell 232 279 -16.8 10,202,850 21,889,728
Proposals empty cell 228 208 9.6 28,076,158 26,757,350
Peterborough Ont. 332 356 -6.7 21,940,404 27,435,444
Bankruptcies empty cell 131 173 -24.3 4,571,132 10,758,593
Proposals empty cell 201 183 9.8 17,369,272 16,676,851
Oshawa Ont. 983 1,092 -10.0 64,884,162 82,848,128
Bankruptcies empty cell 391 440 -11.1 6,241,664 26,946,871
Proposals empty cell 592 652 -9.2 58,642,498 55,901,257
Toronto Ont. 13,938 14,254 -2.2 723,166,060 1,403,663,117
Bankruptcies empty cell 5,072 5,532 -8.3 112,838,723 535,476,107
Proposals empty cell 8,866 8,722 1.7 610,327,337 868,187,010
Hamilton Ont. 1,948 1,935 0.7 100,524,691 162,853,199
Bankruptcies empty cell 841 847 -0.7 23,814,295 75,446,257
Proposals empty cell 1,107 1,088 1.7 76,710,396 87,406,942
St. Catharines – Niagara Ont. 1,544 1,524 1.3 118,306,526 142,264,720
Bankruptcies empty cell 625 690 -9.4 25,433,086 51,773,620
Proposals empty cell 919 834 10.2 92,873,440 90,491,100
Kitchener Ont. 1,422 1,470 -3.3 82,408,159 130,978,457
Bankruptcies empty cell 667 625 6.7 21,358,633 65,367,411
Proposals empty cell 755 845 -10.7 61,049,526 65,611,046
Brantford Ont. 408 419 -2.6 22,704,399 31,259,215
Bankruptcies empty cell 174 174 0.0 4,851,493 12,715,761
Proposals empty cell 234 245 -4.5 17,852,906 18,543,454
Guelph Ont. 324 324 0.0 18,545,290 23,771,123
Bankruptcies empty cell 148 149 -0.7 4,899,920 10,213,609
Proposals empty cell 176 175 0.6 13,645,370 13,557,514
London Ont. 1,925 1,887 2.0 148,955,125 183,016,100
Bankruptcies empty cell 833 863 -3.5 39,483,808 70,723,864
Proposals empty cell 1,092 1,024 6.6 109,471,317 112,292,236
Windsor Ont. 957 1,191 -19.6 62,821,669 103,623,964
Bankruptcies empty cell 432 560 -22.9 19,373,796 53,471,082
Proposals empty cell 525 631 -16.8 43,447,873 50,152,882
Barrie Ont. 705 811 -13.1 45,567,456 73,760,974
Bankruptcies empty cell 283 400 -29.3 5,760,789 32,943,181
Proposals empty cell 422 411 2.7 39,806,667 40,817,793
Greater Sudbury Ont. 884 851 3.9 84,235,000 89,050,482
Bankruptcies empty cell 410 417 -1.7 24,565,797 39,700,705
Proposals empty cell 474 434 9.2 59,669,203 49,349,777
Thunder Bay Ont. 336 337 -0.3 28,524,550 34,275,696
Bankruptcies empty cell 196 215 -8.8 9,130,394 16,492,695
Proposals empty cell 140 122 14.8 19,394,156 17,783,001
Winnipeg Man. 1,607 1,262 27.3 143,196,106 640,151,853
Bankruptcies empty cell 913 774 18.0 50,762,398 545,796,491
Proposals empty cell 694 488 42.2 92,433,708 94,355,362
Regina Sask. 683 462 47.8 107,122,128 110,318,039
Bankruptcies empty cell 236 201 17.4 22,128,682 32,582,111
Proposals empty cell 447 261 71.3 84,993,446 77,735,928
Saskatoon Sask. 730 544 34.2 111,806,002 122,343,995
Bankruptcies empty cell 376 263 43.0 36,423,430 52,116,555
Proposals empty cell 354 281 26.0 75,382,572 70,227,440
Calgary Alta. 3,899 3,078 26.7 579,296,873 753,196,641
Bankruptcies empty cell 1,390 1,237 12.4 159,860,680 337,881,854
Proposals empty cell 2,509 1,841 36.3 419,436,193 415,314,787
Edmonton Alta. 3,504 2,553 37.3 477,093,788 604,665,163
Bankruptcies empty cell 1,561 1,168 33.6 175,182,450 301,488,069
Proposals empty cell 1,943 1,385 40.3 301,911,338 303,177,094
Kelowna B.C. 494 567 -12.9 46,812,927 72,562,447
Bankruptcies empty cell 223 273 -18.3 14,952,155 37,279,930
Proposals empty cell 271 294 -7.8 31,860,772 35,282,517
Abbotsford B.C. 421 504 -16.5 35,826,032 52,395,885
Bankruptcies 177 230 -23.0 9,277,103 24,979,477
Proposals 244 274 -10.9 26,548,929 27,416,408
Vancouver B.C. 4,533 5,025 -9.8 223,482,928 421,692,866
Bankruptcies 1,733 2,210 -21.6 49,379,269 194,153,512
Proposals 2,800 2,815 -0.5 174,103,659 227,539,354
Victoria B.C. 1,073 1,168 -8.1 96,098,474 119,524,381
Bankruptcies empty cell 417 546 -23.6 21,628,851 46,764,450
Proposals empty cell 656 622 5.5 74,469,623 72,759,931

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Table 8: Insolvencies Filed by Businesses by Census Metropolitan Area (CMA)
Metropolitan Area Prov. Volume 2016
2016 2015 % Change Assets Declared at the Time of Filing ($) Liabilities Declared at the Time of Filing ($)
St. John's N.L. 13 14 -7.1 2,304,556 11,630,229
Bankruptcies empty cell 8 12 -33.3 2,300,555 5,820,976
Proposals empty cell 5 2 150.0 4,001 5,809,253
Halifax N.S. 33 49 -32.7 3,434,915 16,325,673
Bankruptcies empty cell 28 35 -20.0 3,295,219 14,947,513
Proposals empty cell 5 14 -64.3 139,696 1,378,160
Moncton N.B. 11 18 -38.9 3,620,850 16,728,571
Bankruptcies 9 14 -35.7 3,272,748 16,009,720
Proposals 2 4 -50.0 348,102 718,851
Saint John N.B. 12 8 50.0 3,257,942 8,321,987
Bankruptcies empty cell 9 7 28.6 2,944,176 4,609,530
Proposals empty cell 3 1 200.0 313,766 3,712,457
Saguenay Que. 30 28 7.1 4,092,809 12,625,992
Bankruptcies empty cell 24 22 9.1 3,671,149 7,655,217
Proposals empty cell 6 6 0.0 421,660 4,970,775
Québec Que. 211 178 18.5 14,312,997 91,941,413
Bankruptcies 146 135 8.1 10,027,356 45,740,958
Proposals 65 43 51.2 4,285,641 46,200,455
Sherbrooke Que. 34 25 36.0 3,425,517 24,246,594
Bankruptcies empty cell 28 19 47.4 2,883,391 12,963,208
Proposals empty cell 6 6 0.0 542,126 11,283,386
Trois-Rivières Que. 48 47 2.1 2,678,104 17,980,290
Bankruptcies empty cell 38 32 18.8 2,613,227 8,084,478
Proposals empty cell 10 15 -33.3 64,877 9,895,812
Montréal Que. 1,099 1,135 -3.2 60,246,964 1,111,524,485
Bankruptcies empty cell 819 831 -1.4 37,197,041 605,010,665
Proposals empty cell 280 304 -7.9 23,049,923 506,513,820
Ottawa – Gatineau Ont./Que. 136 189 -28.0 8,359,160 74,620,542
Bankruptcies empty cell 103 149 -30.9 6,831,476 54,882,460
Proposals empty cell 33 40 -17.5 1,527,684 19,738,082
Kingston Ont. 5 15 -66.7 393,837 5,148,391
Bankruptcies empty cell 5 13 -61.5 393,837 5,148,391
Proposals empty cell 0 2 -100.0 0 0
Peterborough Ont. 4 4 0.0 2,571,203 3,240,310
Bankruptcies empty cell 2 4 -50.0 2,205,500 2,707,645
Proposals empty cell 2 0 -- 365,703 532,665
Oshawa Ont. 29 34 -14.7 1,788,811 31,601,874
Bankruptcies empty cell 22 31 -29.0 1,141,533 14,220,744
Proposals empty cell 7 3 133.3 647,278 17,381,130
Toronto Ont. 435 521 -16.5 48,577,830 550,216,597
Bankruptcies empty cell 318 401 -20.7 43,252,646 300,993,183
Proposals empty cell 117 120 -2.5 5,325,184 249,223,414
Hamilton Ont. 44 67 -34.3 2,794,734 38,534,394
Bankruptcies empty cell 37 44 -15.9 2,780,379 28,090,219
Proposals empty cell 7 23 -69.6 14,355 10,444,175
St. Catharines – Niagara Ont. 28 26 7.7 1,572,473 14,839,498
Bankruptcies empty cell 26 19 36.8 1,550,723 14,743,318
Proposals empty cell 2 7 -71.4 21,750 96,180
Kitchener Ont. 25 12 108.3 841,370 7,712,337
Bankruptcies empty cell 20 11 81.8 801,766 6,270,806
Proposals empty cell 5 1 400.0 39,604 1,441,531
Brantford Ont. 17 16 6.3 6,511,912 11,253,737
Bankruptcies empty cell 12 11 9.1 6,511,912 6,969,860
Proposals empty cell 5 5 0.0 0 4,283,877
Guelph Ont. 3 12 -75.0 1,551,003 3,173,743
Bankruptcies 2 6 -66.7 3 1,528,479
Proposals 1 6 -83.3 1,551,000 1,645,264
London Ont. 35 25 40.0 2,227,891 22,061,484
Bankruptcies empty cell 20 16 25.0 1,639,718 10,660,631
Proposals empty cell 15 9 66.7 588,173 11,400,853
Windsor Ont. 37 18 105.6 3,730,776 23,140,171
Bankruptcies empty cell 29 14 107.1 2,753,411 18,198,992
Proposals empty cell 8 4 100.0 977,365 4,941,179
Barrie Ont. 18 22 -18.2 2,329,143 9,128,193
Bankruptcies empty cell 13 17 -23.5 405,513 4,074,622
Proposals empty cell 5 5 0.0 1,923,630 5,053,571
Greater Sudbury Ont. 4 9 -55.6 284,494 459,544
Bankruptcies empty cell 1 7 -85.7 49,073 97,942
Proposals empty cell 3 2 50.0 235,421 361,602
Thunder Bay Ont. 13 7 85.7 1,981,663 14,282,963
Bankruptcies empty cell 8 6 33.3 1,978,363 14,187,454
Proposals empty cell 5 1 400.0 3,300 95,509
Winnipeg Man. 22 17 29.4 2,622,355 10,352,471
Bankruptcies empty cell 12 11 9.1 929,587 2,702,518
Proposals empty cell 10 6 66.7 1,692,768 7,649,953
Regina Sask. 37 40 -7.5 6,051,809 15,520,007
Bankruptcies empty cell 29 26 11.5 5,153,942 14,533,720
Proposals empty cell 8 14 -42.9 897,867 986,287
Saskatoon Sask. 21 15 40.0 2,545,748 220,749,587
Bankruptcies empty cell 14 13 7.7 1,352,411 103,089,710
Proposals empty cell 7 2 250.0 1,193,337 117,659,877
Calgary Alta. 76 48 58.3 199,277,970 1,022,078,917
Bankruptcies 53 38 39.5 196,825,538 988,777,580
Proposals 23 10 130.0 2,452,432 33,301,337
Edmonton Alta. 54 42 28.6 29,031,716 243,817,045
Bankruptcies empty cell 37 30 23.3 17,688,245 197,558,263
Proposals empty cell 17 12 41.7 11,343,471 46,258,782
Kelowna B.C. 12 17 -29.4 921,361 9,828,314
Bankruptcies empty cell 10 14 -28.6 701,661 8,125,285
Proposals empty cell 2 3 -33.3 219,700 1,703,029
Abbotsford B.C. 5 8 -37.5 15,114 626,966
Bankruptcies empty cell 3 7 -57.1 15,114 626,966
Proposals empty cell 2 1 100.0 0 0
Vancouver B.C. 97 110 -11.8 178,486,354 12,581,780,361
Bankruptcies empty cell 72 75 -4.0 169,250,555 12,550,365,608
Proposals empty cell 25 35 -28.6 9,235,799 31,414,753
Victoria B.C. 14 13 7.7 12,571,269 39,454,817
Bankruptcies empty cell 9 10 -10.0 10,856,553 32,324,258
Proposals empty cell 5 3 66.7 1,714,716 7,130,559
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